20 Chesterfield Road, London, N3 1PR

UPRN:200021604Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band EEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£1,032,000

£981k - £1.08MHigh

Estimate

£1.03M

Range

£981k – £1.08M

Rent Estimate (pcm)

£3,800

£3k - £4k

Monthly

£3,800

Yield

4.34%

Verdict

Derived from HomePortfolio scores

20 Chesterfield Road earns an INVESTIGATE rating with HP Score 86/100. Investment score 70/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

86/ 100

Strong

Investment Score

70/ 100

High

Crime Score

9/ 100

Low

Walkability

87/ 100

Excellent

Transit & Bike

Transit 59Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,050,000

At the asking price

Monthly rent£3,800/mo

Evidenced range £3,350-£4,250

Interest rate5.4%

Loan to value75%

Cash required: £365,050
Net cash flow: -£913/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.07 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,032,000

Rent Estimate (pcm)£3,800

Gross Yield4.34%

1y Growth+6.5%

3y Growth-1.9%

5y Growth-0.5%

10y Growth+0.6%

Last Sold Price£278,450 (2000-08-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3N3 1PR

Approval Rate

-12mo

Development

low

26/3882/FUL
Erection of a single storey garden room within the rear garden area of the school site
Pending
26/3786/PNH
Single storey rear extension with a proposed depth of 4.000 metres, maximum height of 3.425 metres and eaves height of 2.900 metres.
Pending
26/3790/HSE
Excavation of basement. Single storey side extension. Roof extension involving with rear dormer window and side rooflight. Two new windows to west elevation. Erection of a glass garden pavilion on west side of the main building and replacement of timber paneled boundary fence with garden brick wall
Pending

View Planning Timeline

Ownership

Corporate Ownership48.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2000-08-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,239

Population Density5,236 /km²

Owner Occupied73%

Age Distribution

0-15 22%16-64 60%65+ 18%

View Area Profile

Schools Nearby

Moss Hall Nursery School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Moss Hall Junior School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Moss Hall Infant School
0.4 mi
Good
Frith Manor Primary School
0.4 mi
-

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

22 Chesterfield Road
-
£820k
-
8 Chesterfield Road
-
£770k
-
34A Chesterfield Road
-
£465k
-
11 Chesterfield Road
-
£840k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN