16 Coleridge Road, London, N12 8DE

UPRN:200024994Semi-Detached House2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£726,000

£690k - £763kHigh

Estimate

£726k

Range

£690k – £763k

Rent Estimate (pcm)

£2,900

£3k - £3k

Monthly

£2,900

Yield

4.97%

Verdict

Derived from HomePortfolio scores

16 Coleridge Road earns an INVESTIGATE rating with HP Score 55/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

89/ 100

Elevated

Walkability

62/ 100

Moderate

Transit & Bike

Transit 75Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£699,995

At the asking price

Monthly rent£2,900/mo

Evidenced range £2,650-£3,200

Interest rate5.4%

Loan to value75%

Cash required: £236,299
Net cash flow: -£355/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.23 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£726,000

Rent Estimate (pcm)£2,900

Gross Yield4.97%

1y Growth-

3y Growth-0.2%

5y Growth-2.4%

10y Growth+0.0%

Last Sold Price£427,682 (2010-07-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0N12 8DE

Approval Rate

-12mo

Development

low

26/3947/HSE
Single storey side and rear extension
Pending
26/3903/192
Roof extension involving rear dormer window with juliette balcony, 2no. front facing rooflights and new side windows
Pending
26/3882/FUL
Erection of a single storey garden room within the rear garden area of the school site
Pending

View Planning Timeline