3 Fairholme Gardens, London, N3 3ED

UPRN:200039561Detached House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band GEPC: C (69)

Data freshness:Price Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£2,847,000

£2.71M - £2.99MHigh

Estimate

£2.85M

Range

£2.71M – £2.99M

Rent Estimate (pcm)

£8,850

£8k - £10k

Monthly

£8,850

Yield

3.55%

Verdict

Derived from HomePortfolio scores

3 Fairholme Gardens earns an INVESTIGATE rating with HP Score 82/100. Investment score 76/100 reflects strong fundamentals. Crime intensity is low. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

76/ 100

High

Crime Score

17/ 100

Moderate

Walkability

70/ 100

High

Transit & Bike

Transit 37Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,990,000

At the asking price

Monthly rent£8,850/mo

Evidenced range £7,800-£9,900

Interest rate5.4%

Loan to value75%

Cash required: £1,170,850
Net cash flow: -£3,964/mo
Cash on cash: -4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.88 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,847,000

Rent Estimate (pcm)£8,850

Gross Yield3.55%

1y Growth-

3y Growth-1.9%

5y Growth-0.5%

10y Growth+0.6%

Last Sold Price£2,350,000 (2017-07-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2N3 3ED

Approval Rate

-12mo

Development

low

26/3925/CON
Submission of details of condition 6 (Refuse and Recycling) 10 (Cycle Parking and Storage) 15 (Pre-completion Sound Insulation Test Certificates) pursuant to planning permission 23/3530/S73 dated 09/01/2024 CONDITION 6: BIN STORE CONDITION 10: CYCLE STORE CODNITION 15: PRE-COMPLETION SOUND INSULATION TEST CERTS (COMPLIANCE)
Pending
26/3923/PNH
2no. Single storey rear extensions with a proposed depth of 6.00 metres, maximum height of 4.00 metres and eaves height of 3.00 metres. Following demolition of the existing rear extension and patio.
Pending
26/3889/192
Conversion of 2no. self-contained flats into a single dwellinghouse
Pending

View Planning Timeline

Ownership

Corporate Ownership48.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-07-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,239

Population Density-

Owner Occupied80%

Age Distribution

0-15 20%16-64 55%65+ 25%

View Area Profile

Schools Nearby

Chalgrove Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Saracens Bell Lane
0.4 mi
Inspected as Bell Lane Primary School (URN 101259) on 13 Oct 2021
Independent Jewish Day School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Hendon Preparatory School
0.5 mi
Inspected by ISI

3 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Fairholme Gardens
-
£1.60M
-
27 Fairholme Gardens
-
£2.20M
-
3 Fairholme Gardens
-
£2.35M
-
33 Fairholme Gardens
-
£2.20M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN