19 Fairholme Gardens, London, N3 3ED

UPRN:200039577Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band HEPC: C (71)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£2,869,000

£2.73M - £3.01MHigh

Estimate

£2.87M

Range

£2.73M – £3.01M

Rent Estimate (pcm)

£8,950

£8k - £10k

Monthly

£8,950

Yield

4.14%

Verdict

Derived from HomePortfolio scores

19 Fairholme Gardens earns an INVESTIGATE rating with HP Score 80/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (70/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

70/ 100

High

Transit & Bike

Transit 37Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,595,000

At the asking price

Monthly rent£8,950/mo

Evidenced range £7,900-£9,950

Interest rate5.4%

Loan to value75%

Cash required: £1,004,950
Net cash flow: -£2,562/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,869,000

Rent Estimate (pcm)£8,950

Gross Yield4.14%

1y Growth-

3y Growth-1.9%

5y Growth-0.5%

10y Growth+0.6%

Last Sold Price£1,430,000 (2014-07-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2N3 3ED

Approval Rate

-12mo

Development

low

26/3961/192
Use of a (Class C3a) dwelling as a children's home for up to three children, with three carers on site at any given time (three overnight) working on a rota basis, and a manager who visits on weekdays (C2)
Pending
TCP/0682/26
1 x Mature Holly (applicants ref. T1) - Approximately 6.00m. Fell to ground level. 1 x Mature Buxus (applicants ref. T2) - Approximately 4.00m. Fell to ground level. 1 x Mature Yew (applicants ref. T3) - Approximately 7.00m. Reduce lateral and su lateral growth back to clear the building by a minimum of 1.25m to control encroachment.
Pending
26/3925/CON
Submission of details of condition 6 (Refuse and Recycling) 10 (Cycle Parking and Storage) 15 (Pre-completion Sound Insulation Test Certificates) pursuant to planning permission 23/3530/S73 dated 09/01/2024 CONDITION 6: BIN STORE CONDITION 10: CYCLE STORE CODNITION 15: PRE-COMPLETION SOUND INSULATION TEST CERTS (COMPLIANCE)
Pending

View Planning Timeline

Ownership

Corporate Ownership48.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-07-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,239

Population Density-

Owner Occupied80%

Age Distribution

0-15 20%16-64 55%65+ 25%

View Area Profile

Schools Nearby

Chalgrove Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hendon Preparatory School
0.4 mi
Inspected by ISI
Saracens Bell Lane
0.5 mi
Inspected as Bell Lane Primary School (URN 101259) on 13 Oct 2021
Nancy Reuben Primary School
0.5 mi
-

3 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Fairholme Gardens
-
£1.60M
-
27 Fairholme Gardens
-
£2.20M
-
3 Fairholme Gardens
-
£2.35M
-
33 Fairholme Gardens
-
£2.20M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN