64 Flower Lane, London, NW7 2JL

UPRN:200043384Detached House6 bedsBuilt 2023

FreeholdCouncil Tax: Band GEPC: B (87)

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£3,143,000

£2.99M - £3.30MHigh

Estimate

£3.14M

Range

£2.99M – £3.30M

Rent Estimate (pcm)

£12,650

£12k - £14k

Monthly

£12,650

Yield

4.74%

Verdict

Derived from HomePortfolio scores

64 Flower Lane earns an INVESTIGATE rating with HP Score 83/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

75/ 100

High

Crime Score

18/ 100

Moderate

Walkability

85/ 100

Excellent

Transit & Bike

Transit 63Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,200,000

At the asking price

Monthly rent£12,650/mo

Evidenced range £11,550-£13,800

Interest rate5.4%

Loan to value75%

Cash required: £1,259,050
Net cash flow: -£2,042/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.17 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,143,000

Rent Estimate (pcm)£12,650

Gross Yield4.74%

1y Growth-

3y Growth+1.4%

5y Growth+1.9%

10y Growth+1.2%

Last Sold Price£1,075,000 (2020-03-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NW7 2JL

Approval Rate

-12mo

Development

low

26/3869/FUL
Additional storey at second floor level to provide 3no. additional self-contained flats (Use Class C3) Associated refuse/recycling and cycle storage
Pending
26/3851/FUL
Single storey extension to the rear of the existing workshop building to provide relocated MOT Bay
Pending
26/3850/HSE
Part single, part two-storey rear extension. Alterations to the roof comprising the raising of the existing lower crown roof section and removal of the chimney. Installation of 3no. rear dormer windows, 1no. side, 1no. rear and 4no. front facing rooflights. Conversion of the garage to a habitable room, insertion of window to replace the existing garage door
Pending

View Planning Timeline