71 Michleham Down, London, N12 7JL

UPRN:200081149Detached House5 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band GEPC: D (56)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,851,000

£1.76M - £1.94MHigh

Estimate

£1.85M

Range

£1.76M – £1.94M

Rent Estimate (pcm)

£7,450

£7k - £8k

Monthly

£7,450

Yield

4.48%

Verdict

Derived from HomePortfolio scores

71 Michleham Down earns an INVESTIGATE rating with HP Score 73/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (37/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

62/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

37/ 100

Mixed

Transit & Bike

Transit 24Bike 31

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 7 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -7.8% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 200081149· as of 9 Nov 2026
Rental economics0/40
gross yield 4.5%; range width penalty ×0.81
- valuation_snapshotsrent estimate 7450/mo (range 6700-8150)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,071/mo, -41% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 7 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 419 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 7 Nov 2026
Risk & liquidity14.6/15
175 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,496,000£1,995,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,995,000

At the asking price

Monthly rent£7,450/mo

Evidenced range £6,700-£8,150

Interest rate5.4%

Loan to value75%

Cash required: £752,950
Net cash flow: -£1,575/mo
Cash on cash: -2.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.11 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200081149Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 7450/mo (range 6700-8150)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 7 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 7 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 7450/mo (range 6700-8150)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 419 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,851,000

Rent Estimate (pcm)£7,450

Gross Yield4.48%

1y Growth-

3y Growth-0.2%

5y Growth-2.4%

10y Growth+0.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0N12 7JL

Approval Rate

-12mo

Development

low

TPP/0706/26
1 x Sycamore (applicants ref. T1) - Fell to ground level. Standing in T5 of Tree Preservation Order.
Pending
26/3997/CON
Submission of details of condition 4 (Levels) 5 (Tree Protection & Method Statement) 6 (Foundations) pursuant to planning permission 26/1985//HSE dated 03/08/2026 4. Levels information 5. Tee protection 6. Structural works including foundations
Pending
TCP/0666/26
1 x Cotoneaster (applicants ref. T1) - Reduce vertical growth in whole crown by 0.5 metres. (Exempt) 1 x Smoke Tree (applicants ref. T2) - Reduce vertical growth in whole crown by 0.5 metres. (Exempt) 1 x Hornbeam (applicants ref. T3) - Crown thin by 20% to allow light penetration. Beech Hedge (applicants ref. H4) - Reduce height by 0.5 metres. (Exempt) 3 x Apple Trees (applicants ref. G5) - Thin by 10%, to allow light penetration. 1 x Cherry (applicants ref. T6) - Reduce vertical and lateral growth by 1 metre back to most recent previous pruning points. 2 x Silver Birch (applicants ref. T7) - Reduce vertical and lateral growth by 1 metre back to most recent previous pruning points.
Pending

View Planning Timeline

Ownership

Corporate Ownership48.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,239

Population Density2,999 /km²

Owner Occupied83%

Age Distribution

0-15 25%16-64 58%65+ 17%

View Area Profile

Schools Nearby

Woodridge Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Frith Manor Primary School
0.5 mi
-
St Andrew's CofE Voluntary Aided Primary School, Totteridge
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Holmewood School
0.7 mi
Inspected by ISI

5 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

91 Michleham Down
-
£1.44M
-
87 Michleham Down
-
£900k
-
73 Michleham Down
-
£350k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN