12 Oaklands Road, London, N20 8BA

UPRN:200087573Detached House4 bedsBuilt 2012 onwards

FreeholdCouncil Tax: Band HEPC: C (80)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£2,704,000

£2.57M - £2.84MHigh

Estimate

£2.70M

Range

£2.57M – £2.84M

Rent Estimate (pcm)

£8,450

£7k - £9k

Monthly

£8,450

Yield

3.69%

Verdict

Derived from HomePortfolio scores

12 Oaklands Road earns an INVESTIGATE rating with HP Score 85/100. Investment score 73/100 reflects strong fundamentals. Crime intensity is very low. Walkability is excellent (87/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

85/ 100

Strong

Investment Score

73/ 100

High

Crime Score

14/ 100

Low

Walkability

87/ 100

Excellent

Transit & Bike

Transit 11Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,750,000

At the asking price

Monthly rent£8,450/mo

Evidenced range £7,450-£9,450

Interest rate5.4%

Loan to value75%

Cash required: £1,070,050
Net cash flow: -£3,431/mo
Cash on cash: -3.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.91 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,704,000

Rent Estimate (pcm)£8,450

Gross Yield3.69%

1y Growth-

3y Growth+6.7%

5y Growth-0.1%

10y Growth+2.9%

Last Sold Price£2,525,000 (2022-02-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0N20 8BA

Approval Rate

-12mo

Development

low

26/3766/HSE
Erection of a rear outbuilding and an open air swimming pool
Pending
26/3585/HSE
Part single, part two storey side and rear extensions following demolition of the existing bunker
Pending
26/3580/192
Single storey rear extension
Pending

View Planning Timeline

Ownership

Corporate Ownership44.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-02-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,239

Population Density270 /km²

Owner Occupied86%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

The Totteridge Academy
0.2 mi
Report card2025
Ofsted no longer awards a single overall grade.
Underhill School
0.6 mi
Good
St Andrew's CofE Voluntary Aided Primary School, Totteridge
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ark Pioneer Academy
0.8 mi
Outstanding

7 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Oaklands Road
-
£2.52M
-
12 Oaklands Road
-
£1.10M
-
10 Oaklands Road
-
£2.40M
-
10 Oaklands Road
-
£775k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN