42 Oakleigh Avenue, London, N20 9JJ

UPRN:200087617Detached House6 bedsBuilt 2012 onwards

FreeholdCouncil Tax: Band HEPC: B (82)

Data freshness:Listing· freshPrice Paid· freshPlanning· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,866,000

£1.68M - £2.05MMedium

Estimate

£1.87M

Range

£1.68M – £2.05M

Rent Estimate (pcm)

£5,850

£5k - £7k

Monthly

£5,850

Yield

1.92%

Verdict

Derived from HomePortfolio scores

42 Oakleigh Avenue earns an INVESTIGATE rating with HP Score 88/100. Investment score 79/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

88/ 100

Strong

Investment Score

79/ 100

High

Crime Score

10/ 100

Low

Walkability

84/ 100

High

Transit & Bike

Transit 37Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,650,000

At the asking price

Monthly rent£5,850/mo

Evidenced range £5,100-£6,550

Interest rate5.4%

Loan to value75%

Cash required: £1,448,050
Net cash flow: -£8,269/mo
Cash on cash: -6.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.47 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,866,000

Rent Estimate (pcm)£5,850

Gross Yield1.92%

1y Growth-

3y Growth+6.7%

5y Growth-0.1%

10y Growth+2.9%

Last Sold Price£1,525,000 (2014-07-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1N20 9JJ

Approval Rate

0%12mo

Development

low

26/3893/CON
Submission of details of condition 8 (Construction Environmental Management Plan (CEMP) pursuant to planning permission 26/3323/HSE dated 12/10/2026
Pending
TPP/0668/26
1 x Mature Lime Tree (aplicants ref. T1) - Reduce crown by approximately 2.5-3m, carefully reducing the height and lateral spread of the canopy. Selectively thin areas of excessive and congested growth where appropriate 10-15%, removing crossing, rubbing and poorly positioned branches to improve the overall crown structure. Cut back and remove dead, diseased and defective wood. Lift the lower crown by approximately 2-2.5m. Standing in T206 of Tree Preservation Order.
Pending
26/3832/PNH
Single storey rear extension with a proposed depth of 4.5 metres, maximum height of 3.15 metres and eaves height of 3 metres following demolition of existing rear extension.
Pending

View Planning Timeline