3 Bartletts Cottages, St Albans Road, Barnet, EN5 4LL

UPRN:200106182Semi-Detached House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: D (64)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

3 Bartletts Cottages, St Albans Road, Barnet, EN5 4LL

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£632,000

£600k - £663kHigh

Estimate

£632k

Range

£600k – £663k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

5.01%

Verdict

Derived from HomePortfolio scores

3 Bartletts Cottages earns an INVESTIGATE rating with HP Score 71/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

61/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 51Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£635,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,400-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £213,550
Net cash flow: -£309/mo
Cash on cash: -1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.24 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£632,000

Rent Estimate (pcm)£2,650

Gross Yield5.01%

1y Growth-

3y Growth+1.7%

5y Growth-0.6%

10y Growth+1.6%

Last Sold Price£248,500 (2003-08-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0EN5 4LL

Approval Rate

-12mo

Development

low

26/3953/HSE
Single storey rear extension with flat roof, 1no. rooflight and new access steps following demolition of the existing conservatory. Removal of the rear chimney stack. Changes to ground floor north side fenestration
Pending
TCP/0687/26
1 x Beech (applicants ref. T1) - Reduce the overall height of the Beech tree by approximately 2 metres and the lateral spread by up to 3 metres. Lift any branches currently in contact with the garden shed roofs by up to 2 metres, and remove all major deadwood to reduce potential safety risks.
Pending
TPP/0683/26
1 x Ash - Reduce to 8m high removing dangerous high branches and taking the tree back to where the storm damage is on the tree. Standing in Area A5 of Tree Preservation Order.
Pending

View Planning Timeline

Ownership

Corporate Ownership55.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2003-08-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,239

Population Density6,288 /km²

Owner Occupied69%

Age Distribution

0-15 18%16-64 61%65+ 21%

View Area Profile

Schools Nearby

Foulds School
0.2 mi
GoodImproving
Christ Church Primary School
0.3 mi
Good
Queen Elizabeth's School, Barnet
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Susi Earnshaw Theatre School
0.4 mi
Inspected by ISI

5 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Bartletts Cottages St Albans Road
-
£550k
-
Bartletts Cottages St Albans Road
-
£450k
-
Bartletts Cottages St Albans Road
-
£335k
-
Bartletts Cottages St Albans Road
-
£305k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN