20 St Pauls Way, London, N3 2PP

UPRN:200106915Semi-Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band FEPC: D (65)

Data freshness:Price Paid· freshPlanning· 6mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£995,000

£945k - £1.04MHigh

Estimate

£995k

Range

£945k – £1.04M

Rent Estimate (pcm)

£3,650

£3k - £4k

Monthly

£3,650

Yield

4.47%

Verdict

Derived from HomePortfolio scores

20 St Pauls Way earns an INVESTIGATE rating with HP Score 81/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

81/ 100

Strong

Investment Score

71/ 100

High

Crime Score

26/ 100

Moderate

Walkability

89/ 100

Excellent

Transit & Bike

Transit 64Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£980,000

At the asking price

Monthly rent£3,650/mo

Evidenced range £3,300-£4,050

Interest rate5.4%

Loan to value75%

Cash required: £337,050
Net cash flow: -£781/mo
Cash on cash: -2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£995,000

Rent Estimate (pcm)£3,650

Gross Yield4.47%

1y Growth-

3y Growth-1.9%

5y Growth-0.5%

10y Growth+0.6%

Last Sold Price£125,000 (1996-06-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1N3 2PP

Approval Rate

-12mo

Development

low

26/3947/HSE
Single storey side and rear extension
Pending
26/3931/FUL
Conversion of the existing dwelling into 3no. self-contained flats including single storey side and rear extensions, first floor side extension following demolition of existing side extension. Replacement of the existing rear dormer window to the rear main roof and additional roof addition to the outrigger and 1no. rooflight to the front and 1no. rooflight to rear main roof. Associated refuse/recycling to front and cycle storage to rear
Pending
26/3903/192
Roof extension involving rear dormer window with juliette balcony, 2no. front facing rooflights and new side windows
Pending

View Planning Timeline

Ownership

Corporate Ownership48.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1996-06-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,239

Population Density6,432 /km²

Owner Occupied43%

Age Distribution

0-15 18%16-64 69%65+ 13%

View Area Profile

Schools Nearby

Moss Hall Junior School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Moss Hall Infant School
0.3 mi
Good
Moss Hall Nursery School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Manorside Primary School
0.5 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

13 St Pauls Way
-
£865k
-
18 St Pauls Way
-
£915k
-
3 St Pauls Way
-
£1.21M
-
12 St Pauls Way
-
£1.13M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN