76 Wise Lane, London, NW7 2RG

UPRN:200127809Detached House5 bedsBuilt -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£2,306,000

£2.08M - £2.54MMedium

Estimate

£2.31M

Range

£2.08M – £2.54M

Rent Estimate (pcm)

£9,300

£8k - £10k

Monthly

£9,300

Yield

4.13%

Verdict

Derived from HomePortfolio scores

76 Wise Lane earns an INVESTIGATE rating with HP Score 71/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (40/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

40/ 100

Mixed

Transit & Bike

Transit 14Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,700,000

At the asking price

Monthly rent£9,300/mo

Evidenced range £8,450-£10,150

Interest rate5.4%

Loan to value75%

Cash required: £1,049,050
Net cash flow: -£2,674/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,306,000

Rent Estimate (pcm)£9,300

Gross Yield4.13%

1y Growth-

3y Growth+1.4%

5y Growth+1.9%

10y Growth+1.2%

Last Sold Price£650,000 (2003-10-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NW7 2RG

Approval Rate

-12mo

Development

low

26/3941/HSE
Part single, part two storey rear extension with enlargement of the patio area following demolition of the conservatory
Pending
26/3927/PNH
Single Storey Rear Extension with a depth of 6.00 metres, a maximum height of 3.53 metres and an eaves height of 3.00 metres
Pending
26/3878/PNH
Single storey rear extension with a proposed depth of 6 metres, maximum height of 3 metres and eaves height of 2.8 metres following demolition of existing outbuilding.
Pending

View Planning Timeline

Ownership

Corporate Ownership45.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2003-10-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,239

Population Density-

Owner Occupied69%

Age Distribution

0-15 23%16-64 61%65+ 16%

View Area Profile

Schools Nearby

Copthall School
0.2 mi
Good
Etz Chaim Jewish Primary School
0.3 mi
Good
Goodwyn School
0.4 mi
Inspected by ISI
Dollis Primary School
0.4 mi
Inspected as Dollis Primary School (URN 101275) on 26 Sep 2023

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

70 Wise Lane
-
£1.75M
-
80 Wise Lane
-
£2.83M
-
62 Wise Lane
-
£1.90M
-
70 Wise Lane
-
£1.08M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN