Ground Floor Flat, 687 High Road, London, N12 0DA

UPRN:200138772Converted Flat2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: -EPC: E (53)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Ground Floor Flat, 687 High Road, London, N12 0DA

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£375,000

£356k - £393kHigh

Estimate

£375k

Range

£356k – £393k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

1.81%

Verdict

Derived from HomePortfolio scores

Ground Floor Flat earns an INVESTIGATE rating with HP Score 63/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

89/ 100

Elevated

Walkability

93/ 100

Excellent

Transit & Bike

Transit 68Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

10 live new-build plots advertised against one placeholder UPRN (£320,000-£1,095,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,095,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,500-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £383,050
Net cash flow: -£2,553/mo
Cash on cash: -8.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.45 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£375,000

Rent Estimate (pcm)£1,650

Gross Yield1.81%

1y Growth-

3y Growth-0.2%

5y Growth-2.4%

10y Growth+0.0%

Last Sold Price£362,000 (2020-10-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

5N12 0DA

Approval Rate

-12mo

Development

low

26/3987/CON
Submission of details of conditions 15 (Privacy Screens) and 19 (Pre-completion Sound Insulation Test Certificates) pursuant to planning permission 18/5276/FUL dated 25/02/19
Pending
26/3947/HSE
Single storey side and rear extension
Pending
26/3903/192
Roof extension involving rear dormer window with juliette balcony, 2no. front facing rooflights and new side windows
Pending

View Planning Timeline