Data freshness:●Listing· freshListing: fresh, refreshed 6d ago (2026-11-03T04:00:05.311355+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:48:38.181849+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· freshSchools: fresh, refreshed 3d ago (2026-11-05T17:42:09.721250+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
86
/ 100
Strong
Verdict
3 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed
Evidence
20 of 21 sources
Sale Estimate
£807,000
£766k - £847kHigh
Estimate
£807k
Range
£766k – £847k
Rent Estimate (pcm)
£3,200
£3k - £4k
Monthly
£3,200
Yield
5.91%
Verdict
Derived from HomePortfolio scores
Flat A earns an INVESTIGATE rating with HP Score 86/100. Investment score 77/100 reflects strong fundamentals. Crime intensity is very low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
1 x Holly (applicants ref. T519) - Fell to ground level. Standing in T3 of Tree Preservation Order. (exempt) 1 x Lime (applicants ref. T520) - Fell to ground level. Standing in T2 of Tree Preservation Order. (exempt) 2 x Sycamore (applicants ref. T550) - Fell to ground level. Standing in G9 of Tree Preservation Order. 1 x Sycamore (applicants ref. T545) - Fell to ground level. Standing in G8 of Tree Preservation Order.
Pending
26/3959/192
Single storey rear extension with 2no. rooflights following the demolition of existing conservatory
Pending
26/3942/CON
Submission of details of condition 8 (details of privacy screens) pursuant to planning permission 17/4984/FUL dated 03/12/2018
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
20
Low confidence0 independent sourcesLead to verifyListing checked 3 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 19% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge0/15
claims [AVM +19.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
valuation_snapshotsestimate for 200225276· as of 13 Oct 2026
Rental economics5.8/40
gross yield 5.9%; range width penalty ×0.79; the estimate this rent rides on sits 19% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 3200/mo (range 2850-3500)· as of 13 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 19% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -520/mo, -16% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 1 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity14.6/15
188 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivity
£487,500£747,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£650,000
At the asking price
£3,200/mo
Evidenced range £2,850-£3,500
5.4%
75%
Cash required
£218,800
Net cash flow
£22/mo
Cash on cash
0.1%
Score at this price
20
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.46 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 200225276Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 3200/mo (range 2850-3500)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 19% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026 · verify before relying on this