89 Kempe Road, London, NW6 6SN

UPRN:202016644Mid Terrace House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: C (76)

Data freshness:Price Paid· freshPlanning· 2mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£2,464,000

£2.34M - £2.59MHigh

Estimate

£2.46M

Range

£2.34M – £2.59M

Rent Estimate (pcm)

£8,650

£8k - £10k

Monthly

£8,650

Yield

4.42%

Verdict

Derived from HomePortfolio scores

89 Kempe Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

51/ 100

Moderate

Transit & Bike

Transit 46Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range
listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,350,000

At the asking price

Monthly rent£8,650/mo

Evidenced range £7,750-£9,550

Interest rate5.4%

Loan to value75%

Cash required: £902,050
Net cash flow: -£1,943/mo
Cash on cash: -2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,464,000

Rent Estimate (pcm)£8,650

Gross Yield4.42%

1y Growth+11.3%

3y Growth+0.1%

5y Growth-0.8%

10y Growth+0.0%

Last Sold Price£1,849,500 (2020-07-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2NW6 6SN

Approval Rate

100%12mo

Development

low

26/2707
Proposed enlargement to existing rear dormer sand replacement of front rooflight and installation of additional glazing to front gable of the first floor flat.
Pending
26/2704
T1 - plum tree (5m) - take down to ground level.
Pending
26/2718
Felling of tree
Pending

View Planning Timeline