121 Victoria Road, London, NW6 6TD

UPRN:202035261Mid Terrace House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band FEPC: D (63)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,894,000

£1.70M - £2.08MMedium

Estimate

£1.89M

Range

£1.70M – £2.08M

Rent Estimate (pcm)

£6,650

£6k - £7k

Monthly

£6,650

Yield

22.80%

Verdict

Derived from HomePortfolio scores

121 Victoria Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

40/ 100

Elevated

Walkability

94/ 100

Excellent

Transit & Bike

Transit 81Bike 76

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£6,650/mo

Evidenced range £5,950-£7,350

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £3,423/mo
Cash on cash: 36.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 5.63 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,894,000

Rent Estimate (pcm)£6,650

Gross Yield22.80%

1y Growth+1.7%

3y Growth+0.1%

5y Growth-0.8%

10y Growth+0.0%

Last Sold Price£575,000 (2006-01-25)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NW6 6TD

Approval Rate

-12mo

Development

low

26/2769
T1. Sycamore (Acer psuedoplatanus) Rear garden Large mature tree dominating rear garden and overhanging adjacent gardens. Snapped branches throughout canopy, and squirrel damage on new growth. Previously reduced 4 years ago. Reduce canopy to previous points of reduction (3m in height and 2m in lateral spread) to maintain cyclical pruning and improve light into surrounding areas.
Pending
26/2737
Ash tree (self seeding) within 0.5m from boundary wall. Our property is located on shrinkable London clay soil. Fast-growing, high-water-demand trees situated within half a metre of building foundations present a long-term risk of soil desiccation, clay shrinkage, and potential foundation movement. We have been advised to remove the tree to ground level.
Pending
26/2717
Certificate of lawfulness for existing use of flat as 3x bed, 4x person HMO.
Pending

View Planning Timeline

Ownership

Corporate Ownership57.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2006-01-25
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,871

Population Density16,362 /km²

Owner Occupied38%

Age Distribution

0-15 14%16-64 76%65+ 10%

View Area Profile

Schools Nearby

Salusbury Primary School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Christ Church CofE Primary School
0.3 mi
Good
Islamia School for Girls'
0.3 mi
Inspected by ISI
Islamia Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

123B Victoria Road
-
£740k
-
93B Victoria Road
-
£600k
-
123A Victoria Road
-
£855k
-
93C Victoria Road
-
£398k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN