44 Spencer Road, Wembley, HA0 3SF

UPRN:202044071Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£664,000

£631k - £697kHigh

Estimate

£664k

Range

£631k – £697k

Rent Estimate (pcm)

£3,250

£3k - £4k

Monthly

£3,250

Yield

6.14%

Verdict

Derived from HomePortfolio scores

44 Spencer Road earns an INVESTIGATE rating with HP Score 77/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

56/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

63/ 100

Moderate

Transit & Bike

Transit 21Bike 48

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£635,000

At the asking price

Monthly rent£3,250/mo

Evidenced range £3,000-£3,500

Interest rate5.4%

Loan to value75%

Cash required: £213,550
Net cash flow: £107/mo
Cash on cash: 0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£664,000

Rent Estimate (pcm)£3,250

Gross Yield6.14%

1y Growth-

3y Growth-1.6%

5y Growth+0.9%

10y Growth+1.6%

Last Sold Price£280,000 (2002-12-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HA0 3SF

Approval Rate

-12mo

Development

low

26/2719
Demolition of existing open porch,rear garage and rear extension and proposed part single part two-storey side-to-rear extension and front porch extension to dwellinghouse
Pending
26/2614
Erection of single-storey outbuilding in rear garden of ground floor flat
Pending
26/2597
Demolition of existing rear extension and erection of single storey rear extension with raised patio and patio steps, installation of brick wall and privacy panels to the patio sides and conversion of existing garage into habitable room with replacement of garage door with window to the front elevation of the dwellinghouse.
Pending

View Planning Timeline

Ownership

Corporate Ownership55.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2002-12-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,871

Population Density3,864 /km²

Owner Occupied83%

Age Distribution

0-15 14%16-64 64%65+ 22%

View Area Profile

Schools Nearby

Harris Primary Academy South Kenton
0.1 mi
Inspected as Byron Court Primary School (URN 101497) on 28 Nov 2023
Wembley High Technology College
0.5 mi
Outstanding
East Lane Primary School
0.6 mi
Outstanding
Preston Park Primary School
0.6 mi
GoodImproving

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

38 Spencer Road
-
£688k
-
12 Spencer Road
-
£635k
-
42 Spencer Road
-
£610k
-
30 Spencer Road
-
£555k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN