3 Lushington Road, London, NW10 5UX

UPRN:202073038Mid Terrace House4 bedsBuilt before 1900

FreeholdCouncil Tax: Band EEPC: E (43)

Data freshness:Price Paid· freshPlanning· 3mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£1,626,000

£1.46M - £1.79MMedium

Estimate

£1.63M

Range

£1.46M – £1.79M

Rent Estimate (pcm)

£7,000

£6k - £8k

Monthly

£7,000

Yield

12.44%

Verdict

Derived from HomePortfolio scores

3 Lushington Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

71/ 100

High

Transit & Bike

Transit 54Bike 72

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£675,000

At the asking price

Monthly rent£7,000/mo

Evidenced range £6,350-£7,600

Interest rate5.4%

Loan to value75%

Cash required: £227,550
Net cash flow: £2,568/mo
Cash on cash: 13.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.07 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,626,000

Rent Estimate (pcm)£7,000

Gross Yield12.44%

1y Growth-

3y Growth-5.8%

5y Growth+0.0%

10y Growth+1.1%

Last Sold Price£1,490,000 (2017-03-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NW10 5UX

Approval Rate

100%12mo

Development

low

26/2793
Reversion of 2x self-contained flats into a single family dwellinghouse, single storey rear extension and first floor rear roof terrace with privacy screen
Pending
26/2785
Demolition of rear utility room and erection of single storey rear extension, rear dormer extension, hip to gable roof extension, 2x front rooflights, 1x window to side elevation, alteration to side and rear fenestration and replacement of garage door and side gate to front elevation to dwellinghouse.
Pending
26/2776
Change of use of first floor maisonette into 2 self-contained flats, rear dormer extension and alteration to fenestration
Pending

View Planning Timeline

Ownership

Corporate Ownership57.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-03-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,871

Population Density-

Owner Occupied54%

Age Distribution

0-15 20%16-64 69%65+ 11%

View Area Profile

Schools Nearby

Furness Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Kenmont Primary School
0.2 mi
Good
Newman Catholic College
0.2 mi
Good
Harris Lowe Academy Willesden
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

37A Lushington Road
-
£670k
-
29 Lushington Road
-
£655k
-
13A Lushington Road
-
£976k
-
5B Lushington Road
-
£815k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN