20 Kempe Road, London, NW6 6SJ

UPRN:202080627End Terrace House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band FEPC: D (60)

Data freshness:Listing· freshPrice Paid· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£2,650,000

£2.52M - £2.78MHigh

Estimate

£2.65M

Range

£2.52M – £2.78M

Rent Estimate (pcm)

£9,300

£8k - £10k

Monthly

£9,300

Yield

4.85%

Verdict

Derived from HomePortfolio scores

20 Kempe Road earns an INVESTIGATE rating with HP Score 73/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

73/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

51/ 100

Moderate

Transit & Bike

Transit 45Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,300,000

At the asking price

Monthly rent£9,300/mo

Evidenced range £8,350-£10,300

Interest rate5.4%

Loan to value75%

Cash required: £881,050
Net cash flow: -£1,324/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.20 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,650,000

Rent Estimate (pcm)£9,300

Gross Yield4.85%

1y Growth+4.6%

3y Growth+0.1%

5y Growth-0.8%

10y Growth+0.0%

Last Sold Price£1,160,000 (2011-03-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NW6 6SJ

Approval Rate

-12mo

Development

low

26/07363/FULL
Demolition of existing rear/side extension and construction of a new extension together with new glazing and doors, and changing the existing rooflights to the rear roof slope with new rooflights.
Pending
26/2743
Creation of basement level and rear extensions at ground floor to increase rooms from 21 existing to 26 proposed rooms, formation of internal courtyard, reconfiguration of existing layouts, provision for cycle and refuse storage, landscaping and boundary treatment to hotel.
Pending
26/07354/TDD
1 x Mimosa (rear): fell
Pending

View Planning Timeline