218 Chamberlayne Road, London, NW10 3LB

UPRN:202118199Semi-Detached House5 bedsBuilt 1930-1949

Tenure: -Council Tax: Band FEPC: D (60)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,326,000

£1.19M - £1.46MMedium

Estimate

£1.33M

Range

£1.19M – £1.46M

Rent Estimate (pcm)

£5,600

£5k - £6k

Monthly

£5,600

Yield

4.20%

Verdict

Derived from HomePortfolio scores

218 Chamberlayne Road earns an INVESTIGATE rating with HP Score 83/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

86/ 100

Excellent

Transit & Bike

Transit 39Bike 70

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -20.7% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 202118199· as of 9 Oct 2026
Rental economics0/40
gross yield 4.2%; range width penalty ×0.81
- valuation_snapshotsrent estimate 5600/mo (range 5050-6150)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,764/mo, -49% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 243 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity12.8/15
474 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,200,000£1,840,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,600,000

At the asking price

Monthly rent£5,600/mo

Evidenced range £5,050-£6,150

Interest rate5.4%

Loan to value75%

Cash required: £587,050
Net cash flow: -£1,523/mo
Cash on cash: -3.1%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.04 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 202118199Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 5600/mo (range 5050-6150)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5600/mo (range 5050-6150)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 243 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,326,000

Rent Estimate (pcm)£5,600

Gross Yield4.20%

1y Growth-

3y Growth-5.8%

5y Growth+0.0%

10y Growth+1.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NW10 3LB

Approval Rate

-12mo

Development

low

26/2793
Reversion of 2x self-contained flats into a single family dwellinghouse, single storey rear extension and first floor rear roof terrace with privacy screen
Pending
26/2786
Certificate of lawfulness for proposed outbuilding in side garden to dwellinghouse.
Pending
26/2785
Demolition of rear utility room and erection of single storey rear extension, rear dormer extension, hip to gable roof extension, 2x front rooflights, 1x window to side elevation, alteration to side and rear fenestration and replacement of garage door and side gate to front elevation to dwellinghouse.
Pending

View Planning Timeline

Ownership

Corporate Ownership57.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,871

Population Density-

Owner Occupied71%

Age Distribution

0-15 18%16-64 65%65+ 17%

View Area Profile

Schools Nearby

College Green School and Services
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Manor School
0.3 mi
Inspected as Manor School (URN 101582) on 30 Jun 2016
Queens Park Community School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Avenue School
0.3 mi
Outstanding

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

212 Chamberlayne Road
-
£1.35M
-
216A Chamberlayne Road
-
£108k
-
216B Chamberlayne Road
-
£154k
-
216B Chamberlayne Road
-
£58k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN