Data freshness:●Listing· freshListing: fresh, refreshed 2d ago (2026-11-04T04:00:06.345886+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 5d ago (2026-11-01T12:06:36.118061+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:06:23.905398+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Schools· 1mo agoSchools: ageing, refreshed 1mo ago (2026-10-06T08:24:30.427161+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 6mo agoCouncil Tax: stale, refreshed 6mo ago (2026-05-20T09:33:12.870431+00:00)
HP Score
65
/ 100
Mixed
Verdict
yesterday
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
20 of 21 sources
Sale Estimate
£408,000
£387k - £428kHigh
Estimate
£408k
Range
£387k – £428k
Rent Estimate (pcm)
£2,100
£2k - £2k
Monthly
£2,100
Yield
8.69%
Verdict
Derived from HomePortfolio scores
39 Williams Way earns an INVESTIGATE rating with HP Score 65/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (69/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Details pursuant to condition 6 (Construction Logistics Plan), of PA - Dwellings on detached block of flats application reference 25/3116 dated 29/12/2025 for Prior approval for the construction of new dwellinghouse(s) on a detached block of flats: Erection of one additional storey extension on top of existing building with additional accommodation in the roof to provide 6 flats; with alterations to ground floor side elevation and associated cycle and refuse storage
Pending
26/2601
Demolition of side garage and proposed part single, part two-storey side-to-rear extension and front porch extension to dwellinghouse
Pending
26/2610
Certificate of lawfulness for proposed change of use from single family bungalow (C3) into a supported accommodation for young people aged 16-17 within Class C3(b) with replacement of front door, soft landscaping to front garden, installation of side gate and cycle storage spaces.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
55
Low confidence1 independent sourceLead to verifyListing checked 4 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 29% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [AVM +28.9% (HIGH), sold-comps +34.1%, £/sqft +34.1%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 202202009· as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 12.6%· as of 22 Oct 2026
Rental economics28.4/40
gross yield 8.7%; range width penalty ×0.96; the estimate this rent rides on sits 29% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 2100/mo (range 1950-2200)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 29% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin9.1/30
stressed cash flow +190/mo, +9% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.6/15
218 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £254,000
£217,500£333,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£290,000
At the asking price
£2,100/mo
Evidenced range £1,950-£2,200
5.4%
75%
Cash required
£92,800
Net cash flow
£475/mo
Cash on cash
6.1%
Score at this price
55
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.15 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 202202009Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 12.6%Valuation edge · as of 22 Oct 2026
valuation_snapshotsrent estimate 2100/mo (range 1950-2200)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 29% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2100/mo (range 1950-2200)
Rental economics needs verification before you rely on it
sale estimate 29% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £254,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
Stress margin · as of 4 Nov 2026 · verify before relying on this