Flat 3, Renaissance House, 359 Cockfosters Road, Enfield, EN4 0JT

UPRN:207018916Flat/MaisonetteBeds -Built -

LeaseholdCouncil Tax: Band HEPC: B (86)

Data freshness:Price Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 3, Renaissance House, 359 Cockfosters Road, Enfield, EN4 0JT

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£1,822,000

£1.46M - £2.19MLow

Estimate

£1.82M

Range

£1.46M – £2.19M

Rent Estimate (pcm)

£7,600

£7k - £8k

Monthly

£7,600

Yield

5.61%

Verdict

Derived from HomePortfolio scores

Flat 3 earns an INVESTIGATE rating with HP Score 79/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

78/ 100

High

Transit & Bike

Transit 14Bike 39

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics4.1/40
gross yield 5.6%; range width penalty ×0.83
- valuation_snapshotsrent estimate 7600/mo (range 6900-8300)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,399/mo, -18% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
228 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,625,000

At the asking price

Monthly rent£7,600/mo

Evidenced range £6,900-£8,300

Interest rate5.4%

Loan to value75%

Cash required: £597,550
Net cash flow: -£223/mo
Cash on cash: -0.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.39 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 7600/mo (range 6900-8300)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 7600/mo (range 6900-8300)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,822,000

Rent Estimate (pcm)£7,600

Gross Yield5.61%

1y Growth+15.4%

3y Growth-3.8%

5y Growth-1.6%

10y Growth+0.8%

Last Sold Price£2,000,000 (2017-01-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0EN4 0JT

Approval Rate

-12mo

Development

low

26/3957/192
Single storey side extension
Pending
26/04571/LBC
Installation of four mobile boarding ramps (MBR) along the station platforms, enabling step-free access to the new fleet of trains, with removal of old MBRs designed for the existing fleet once the transition to new fleet has concluded.
Pending
26/3845/192
Erection of a rear outbuilding
Pending

View Planning Timeline