491A Hertford Road, Enfield, EN3 5XH

UPRN:207038607Purpose Built Flat2 bedsBuilt 1976-1982

LeaseholdCouncil Tax: Band BEPC: C (72)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£232,000

£209k - £256kMedium

Estimate

£232k

Range

£209k – £256k

Rent Estimate (pcm)

£1,400

£1k - £1k

Monthly

£1,400

Yield

7.30%

Verdict

Derived from HomePortfolio scores

491A Hertford Road earns an INVESTIGATE rating with HP Score 74/100. Investment score 75/100 reflects strong fundamentals. Crime intensity is moderate. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

75/ 100

High

Crime Score

42/ 100

Elevated

Walkability

83/ 100

High

Transit & Bike

Transit 34Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£230,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £72,400
Net cash flow: £193/mo
Cash on cash: 3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.80 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£232,000

Rent Estimate (pcm)£1,400

Gross Yield7.30%

1y Growth-

3y Growth+0.8%

5y Growth+1.8%

10y Growth+2.3%

Last Sold Price£235,000 (2022-03-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0EN3 5XH

Approval Rate

-12mo

Development

low

26/04580/CND
Details submitted pursuant to reference: 25/03803/FUL: Energy Performance Certificate (9) in respect of the change of use of outbuilding to a self-contained residential unit including the erection of a boundary fence (1.8m high) and gate (1.8m high) and the erection of a bike shed at the rear of the building.
Pending
26/04556/RE4
Replacement of single storey bathroom pods at rear.
Pending
26/04545/PRH
Single storey rear extension 6m deep x 3m high (3m high to eaves).
Pending

View Planning Timeline

Ownership

Corporate Ownership57.8%
Overseas OwnershipNo
Lease Term Remaining128 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2022-03-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,962

Population Density-

Owner Occupied38%

Age Distribution

0-15 26%16-64 65%65+ 9%

View Area Profile

Schools Nearby

Eastfield Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Enfield Heights Academy
0.3 mi
GoodConcerns
Ark John Keats Academy
0.3 mi
Good
Durants School
0.3 mi
GoodImproving

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

491A Hertford Road
-
£235k
-
495A Hertford Road
-
£225k
-
489A Hertford Road
-
£182k
-
489A Hertford Road
-
£125k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN