15 Lower Maidstone Road, London, N11 2RU

UPRN:207045592Terrace Property3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: C (71)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

15 Lower Maidstone Road, London, N11 2RU

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£581,000

£552k - £610kHigh

Estimate

£581k

Range

£552k – £610k

Rent Estimate (pcm)

£2,250

£2k - £2k

Monthly

£2,250

Yield

4.70%

Verdict

Derived from HomePortfolio scores

15 Lower Maidstone Road earns an INVESTIGATE rating with HP Score 79/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

78/ 100

High

Transit & Bike

Transit 50Bike 69

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +1.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 207045592· as of 9 Oct 2026
Rental economics0/40
gross yield 4.7%; range width penalty ×0.80
- valuation_snapshotsrent estimate 2250/mo (range 2000-2450)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -902/mo, -40% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 215 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
185 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£431,000£661,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£575,000

At the asking price

Monthly rent£2,250/mo

Evidenced range £2,000-£2,450

Interest rate5.4%

Loan to value75%

Cash required: £192,550
Net cash flow: -£383/mo
Cash on cash: -2.4%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.16 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 207045592Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2250/mo (range 2000-2450)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2250/mo (range 2000-2450)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 215 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£581,000

Rent Estimate (pcm)£2,250

Gross Yield4.70%

1y Growth-

3y Growth-3.1%

5y Growth-0.2%

10y Growth+0.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0N11 2RU

Approval Rate

-12mo

Development

low

26/04527/CND
Details submitted pursuant to reference: 20/03448/FUL: Landscaping Management Plan (19), Ecological Enhancements (part discharge) (26), Mechanical Ventilation System details (31), EV Charging (33) in respect of redevelopment of site involving demolition of existing buildings to provide 45 residential units together with associated parking and landscaping.
Pending
26/04469/TPO
Works to a tree covered by Enfield TPO 397/2017: T42 (Lime) - prune one root at a diameter of approximately 9cm at a position circa 2.5m from the stem, canopy reduction of circa 2m (to the closest suitable pruning point) on eastern, southern and western sides.
Pending
26/04433/CEA
Conversion of Use Class C3 (single dwelling house) to Use Class C3(b) (up to 6 people living together as a single household and receiving care).
Pending

View Planning Timeline

Ownership

Corporate Ownership51.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,962

Population Density-

Owner Occupied69%

Age Distribution

0-15 18%16-64 66%65+ 16%

View Area Profile

Schools Nearby

Garfield Primary School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Our Lady of Lourdes Catholic Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Focus 1st Academy
0.3 mi
Good
St Martin of Porres Catholic Primary School
0.3 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

7 Lower Maidstone Road
-
£530k
-
33 Lower Maidstone Road
-
£480k
-
39 Lower Maidstone Road
-
£615k
-
1 Lower Maidstone Road
-
£410k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN