321 High Street, Enfield, EN3 4DJ

UPRN:207131718Converted Flat1 bedsBuilt 1930-1949

LeaseholdCouncil Tax: -EPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£257,000

£244k - £270kHigh

Estimate

£257k

Range

£244k – £270k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

7.15%

Verdict

Derived from HomePortfolio scores

321 High Street earns an INVESTIGATE rating with HP Score 82/100. Investment score 76/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

76/ 100

High

Crime Score

29/ 100

Moderate

Walkability

96/ 100

Excellent

Transit & Bike

Transit 52Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,450-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: £196/mo
Cash on cash: 2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.77 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£257,000

Rent Estimate (pcm)£1,550

Gross Yield7.15%

1y Growth-

3y Growth+0.8%

5y Growth+1.8%

10y Growth+2.3%

Last Sold Price£219,000 (2017-05-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0EN3 4DJ

Approval Rate

-12mo

Development

low

26/04578/CEA
Extension of roof to side to form gable, rear dormer and front roof lights.
Pending
26/04464/FUL
Change of use from Use Class C3 (dwelling house) to Use Class C4 (HMO - house in multiple occupation) with single storey rear extension, involving demolition of existing conservatory, rear dormer, front roof lights, associated amenity, cycle and refuse storage.
Pending
26/04461/CND
Details submitted pursuant to reference: 26/01892/FUL for cycle parking (4) in respect of the change of use from Use Class C3 (dwelling house) to Use Class C4 (house in multiple occupation - HMO) for six persons, including single storey rear extension, rear dormer, front roof lights and provision of refuse and cycle storage.
Pending

View Planning Timeline

Ownership

Corporate Ownership57.8%
Overseas OwnershipNo
Lease Term Remaining85 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2017-05-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,962

Population Density10,072 /km²

Owner Occupied48%

Age Distribution

0-15 23%16-64 69%65+ 8%

View Area Profile

Schools Nearby

Southbury Primary School
0.0 mi
Good
Waverley School
0.1 mi
Outstanding
Kingfisher Hall Primary Academy
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Heron Hall Academy
0.3 mi
-

0 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

321 High Street
-
£255k
-
321A High Street
-
£210k
-
329A High Street
-
£270k
-
329 High Street
-
£280k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN