114C Bramley Road, London, N14 4HT

UPRN:207138290Purpose Built Flat2 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band DEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£476,000

£452k - £499kHigh

Estimate

£476k

Range

£452k – £499k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

5.00%

Verdict

Derived from HomePortfolio scores

114C Bramley Road earns an INVESTIGATE rating with HP Score 74/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is good (78/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

78/ 100

High

Transit & Bike

Transit 45Bike 63

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -0.8% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 207138290· as of 9 Oct 2026
Rental economics0/40
gross yield 5.0%; range width penalty ×0.85
- valuation_snapshotsrent estimate 2000/mo (range 1800-2150)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -685/mo, -34% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 251 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.7/15
171 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£360,000£552,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£480,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,800-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £159,300
Net cash flow: -£235/mo
Cash on cash: -1.8%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.23 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 207138290Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2000/mo (range 1800-2150)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2000/mo (range 1800-2150)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£476,000

Rent Estimate (pcm)£2,000

Gross Yield5.00%

1y Growth-

3y Growth+2.0%

5y Growth+1.2%

10y Growth+2.2%

Last Sold Price£245,000 (2007-06-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0N14 4HT

Approval Rate

-12mo

Development

low

26/04615/CEA
Detached outbuilding at rear.
Pending
26/04479/PRA
Prior approval for construction of 1x additional floor to provide 7 self-contained flats to the existing block of flats with associated refuse and cycle storage.
Pending
26/04423/CEA
Erection of an outbuilding following demolition of the existing garage.
Pending

View Planning Timeline

Ownership

Corporate Ownership38%
Overseas OwnershipNo
Lease Term Remaining130 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2007-06-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,962

Population Density-

Owner Occupied62%

Age Distribution

0-15 18%16-64 60%65+ 22%

View Area Profile

Schools Nearby

Southgate School
0.1 mi
Good
Vita Et Pax School
0.2 mi
Inspected by ISI
De Bohun Primary School
0.2 mi
Inspected as De Bohun Primary School (URN 102022) on 30 Jan 2020
Oaktree School
0.4 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

112D Bramley Road
-
£450k
-
106D Bramley Road
-
£430k
-
108A Bramley Road
-
£470k
-
114B Bramley Road
-
£385k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN