97 Cecil Road, Enfield, EN2 6TL

UPRN:207154238Semi-Detached House2 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£615,000

£554k - £677kMedium

Estimate

£615k

Range

£554k – £677k

Rent Estimate (pcm)

£2,550

£2k - £3k

Monthly

£2,550

Yield

9.87%

Verdict

Derived from HomePortfolio scores

97 Cecil Road earns an INVESTIGATE rating with HP Score 60/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is good (79/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

97/ 100

Elevated

Walkability

79/ 100

High

Transit & Bike

Transit 77Bike 62

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity
listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£309,995

At the asking price

Monthly rent£2,550/mo

Evidenced range £2,350-£2,800

Interest rate5.4%

Loan to value75%

Cash required: £99,799
Net cash flow: £719/mo
Cash on cash: 8.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.44 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£615,000

Rent Estimate (pcm)£2,550

Gross Yield9.87%

1y Growth-

3y Growth-0.3%

5y Growth+1.2%

10y Growth+2.4%

Last Sold Price£500,000 (2021-05-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0EN2 6TL

Approval Rate

-12mo

Development

low

26/04520/CEA
Single storey rear extension.
Pending
26/04534/PRH
Single storey rear extension 6m deep x 3m high (3m high to eaves).
Pending
26/04460/FUL
Installation of replacement windows.
Pending

View Planning Timeline

Ownership

Corporate Ownership55%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-05-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,962

Population Density6,649 /km²

Owner Occupied40%

Age Distribution

0-15 19%16-64 67%65+ 14%

View Area Profile

Schools Nearby

Enfield Grammar School
0.1 mi
Good
Silverways School
0.2 mi
Good
Enfield County School for Girls
0.2 mi
Good
St Andrew's CofE Primary School
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

97 Cecil Road
-
£500k
-
97 Cecil Road
-
£293k
-
93 Cecil Road
-
£360k
-
99 Cecil Road
-
£335k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN