16 Garnault Road, Enfield, EN1 4TR

UPRN:207158391Terrace PropertyBeds -Built 1900-1929

FreeholdCouncil Tax: Band DEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£530,000

£424k - £636kLow

Estimate

£530k

Range

£424k – £636k

Rent Estimate (pcm)

£2,750

£3k - £3k

Monthly

£2,750

Yield

6.95%

Verdict

Derived from HomePortfolio scores

16 Garnault Road earns an INVESTIGATE rating with HP Score 62/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

43/ 100

Elevated

Walkability

54/ 100

Moderate

Transit & Bike

Transit 26Bike 59

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics13.6/40
gross yield 6.9%; range width penalty ×0.87
- valuation_snapshotsrent estimate 2750/mo (range 2500-2950)· as of 10 Oct 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 3 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -113/mo, -4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Risk & liquidity9.2/15
362 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£475,000

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,500-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £157,550
Net cash flow: £301/mo
Cash on cash: 2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.72 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2750/mo (range 2500-2950)Rental economics · as of 10 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 3 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2750/mo (range 2500-2950)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£530,000

Rent Estimate (pcm)£2,750

Gross Yield6.95%

1y Growth+17.7%

3y Growth+1.4%

5y Growth+1.7%

10y Growth+2.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0EN1 4TR

Approval Rate

-12mo

Development

low

26/04375/CND
Details submitted pursuant to reference: 25/01798/FUL: materials (3), in respect of demolition of existing garages and erection of 4x 4 bedroom dwellings with associated landscaping and vehicular access.
Pending
26/04355/FUL
Erection of 2 semi-detached dwelling houses at rear with refuse/cycle storage, associated surface car parking, solar panels to roof and access to Peartree Close.
Pending
26/04304/HOU
Part single, part 2 storey rear/side extension with front porch.
Pending

View Planning Timeline

Ownership

Corporate Ownership59.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,962

Population Density13,752 /km²

Owner Occupied26%

Age Distribution

0-15 26%16-64 65%65+ 9%

View Area Profile

Schools Nearby

Worcesters Primary School
0.2 mi
Good
Forty Hill CofE Primary School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Lavender Primary School
0.5 mi
Inspected as Lavender Primary School (URN 102015) on 19 Jan 2012
Russet House School
0.5 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Garnault Road
-
£290k
-
8 Garnault Road
-
£110k
-
3 Garnault Road
-
£4k
-
18 Garnault Road
-
£625k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN