UPRN:207193331Purpose Built Flat2 bedsBuilt 1996-2002
LeaseholdCouncil Tax: Band DEPC: B (84)
Data freshness:●Listing· freshListing: fresh, refreshed 5d ago (2026-10-30T04:00:05.286047+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 3d ago (2026-11-01T12:40:52.636683+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:53:34.912640+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 4mo agoCouncil Tax: stale, refreshed 4mo ago (2026-07-03T07:41:16.386402+00:00)
HP Score
62
/ 100
Mixed
Verdict
3 days ago
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
18 of 21 sources
Sale Estimate
£231,000
£208k - £254kMedium
Estimate
£231k
Range
£208k – £254k
Rent Estimate (pcm)
£1,400
£1k - £1k
Monthly
£1,400
Yield
8.84%
Verdict
Derived from HomePortfolio scores
2 Spectrum House earns an INVESTIGATE rating with HP Score 62/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Details submitted pursuant to reference: 25/01551/FUL: SUDS (10) in respect of sub-division of site and conversion single family dwelling house into 1 x 2-bed and 1 x 3-bed dwelling houses involving conversion of garage into habitable room, single storey rear extension and two storey side/rear extension.
Pending
26/04389/FUL
Change of use from Use Class C3 (dwelling house) to Use Class C4 (HMO-house in multiple occupation) with rear dormer to outrigger dormer, front roof lights, alterations to ground floor rear elevation fenestration's, associated amenity, cycle and refuse storage.
Pending
26/04398/PRH
Single storey rear extension 6m deep x 3m high (2.1m high to eaves) including demolition of existing rear extension and single-storey infill extension 3.63m deep x 3m high (2.1m high to eaves).
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
52
Low confidence1 independent sourceLead to verifyListing checked 30 Oct 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 18% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [AVM +17.7% (MEDIUM), sold-comps +23.1%, £/sqft +23.0%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 207193331· as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 11.4%· as of 22 Oct 2026
Rental economics30.3/40
gross yield 8.8%; range width penalty ×0.99; the estimate this rent rides on sits 18% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 1400/mo (range 1300-1450)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin6.8/30
stressed cash flow +96/mo, +7% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
listing_factsservice charge / ground rent from the advert· as of 30 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 5 price cut(s), unknown days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.9/15
355 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £161,500
£142,500£218,500
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£190,000
At the asking price
£1,400/mo
Evidenced range £1,300-£1,450
5.4%
75%
Cash required
£59,600
Net cash flow
£328/mo
Cash on cash
6.6%
Score at this price
52
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.18 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 207193331Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 11.4%Valuation edge · as of 22 Oct 2026
valuation_snapshotsrent estimate 1400/mo (range 1300-1450)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advert
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1400/mo (range 1300-1450)
Rental economics needs verification before you rely on it
sale estimate 18% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
5 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £161,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
Stress margin · as of 30 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026