45 Didscourt, Hull, HU6 8BB

UPRN:21029942Terrace Property3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£85,000

£80k - £89kHigh

Estimate

£85k

Range

£80k – £89k

Rent Estimate (pcm)

£550

£550 - £600

Monthly

£550

Yield

7.76%

Verdict

Derived from HomePortfolio scores

45 Didscourt earns an INVESTIGATE rating with HP Score 59/100. Investment score 44/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (38/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

44/ 100

Mixed

Crime Score

28/ 100

Moderate

Walkability

38/ 100

Mixed

Transit & Bike

Transit 20Bike 73

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£85,000

At the asking price

Monthly rent£550/mo

Evidenced range £550-£600

Interest rate5.4%

Loan to value75%

Cash required: £26,800
Net cash flow: £94/mo
Cash on cash: 4.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.92 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£85,000

Rent Estimate (pcm)£550

Gross Yield7.76%

1y Growth-35.9%

3y Growth+4.5%

5y Growth+4.4%

10y Growth+3.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0HU6 8BB

Approval Rate

-12mo

Development

low

26/02908/TDD
TPO - THE OUTLANDS, INGLEMIRE LANE, COTTINGHAM - 1976 (REF 183) A1 - Remove 1 no. Walnut tree as it is rocking in the root plate due to strong winds
Approved
26/02761/TPO
TPO - CLEMINSON HALL, THWAITE STREET, COTTINGHAM - 1987 (REF 443) A1. COTTINGHAM CONSERVATION AREA - Crown thin 1 no. Sycamore tree by 5% to improve light into the property
Pending
26/02760/TPO
TPO - CLEMINSON HALL, THWAITE STREET, COTTINGHAM - 1987 (REF 443) A1. COTTINGHAM CONSERVATION AREA - Crown lift 1 no. Norway Maple tree by 6 metres to improve light conditions into the property
Pending

View Planning Timeline

Ownership

Corporate Ownership90%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,309

Population Density5,481 /km²

Owner Occupied33%

Age Distribution

0-15 24%16-64 63%65+ 13%

View Area Profile

Schools Nearby

St Anthony's Voluntary Catholic Academy
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Parks Primary Academy
0.3 mi
OutstandingImproving
Life Skills Hub Central
0.6 mi
Good
Lift Hall Road
0.7 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

15 Didscourt
-
£50k
-
7 Didscourt
-
£78k
-
50 Didscourt
-
£90k
-
25 Didscourt
-
£73k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN