10 Ferens Court, Hull, HU9 3AG

UPRN:21036896Terrace Property2 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band AEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£133,000

£127k - £140kHigh

Estimate

£133k

Range

£127k – £140k

Rent Estimate (pcm)

£1,000

£950 - £1k

Monthly

£1,000

Yield

9.60%

Verdict

Derived from HomePortfolio scores

10 Ferens Court earns an INVESTIGATE rating with HP Score 71/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

33/ 100

Moderate

Walkability

77/ 100

High

Transit & Bike

Transit 28Bike 84

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 2 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +6.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 21036896· as of 12 Oct 2026
Rental economics36.8/40
gross yield 9.6%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1000/mo (range 950-1050)· as of 12 Oct 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 2 Nov 2026· verify before relying on this
Stress margin7.8/30
stressed cash flow +78/mo, +8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 48 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.7/15
421 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £106,000

£94,000£144,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£125,000

At the asking price

Monthly rent£1,000/mo

Evidenced range £950-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £38,800
Net cash flow: £270/mo
Cash on cash: 8.4%
Score at this price: 59

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 21036896Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 1000/mo (range 950-1050)Rental economics · as of 12 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 2 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1000/mo (range 950-1050)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £106,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£133,000

Rent Estimate (pcm)£1,000

Gross Yield9.60%

1y Growth+6.4%

3y Growth+0.9%

5y Growth+3.7%

10y Growth+4.3%

Last Sold Price£125,000 (2025-10-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HU9 3AG

Approval Rate

-12mo

Development

low

26/01033/TC
Tree 36 English Oak: Reduce SE facing branch over neighbouring garden by 4m. Tree 67 English Oak: Reduce hyper-extending branch facing NW over boundary fence by 6m. Tree 91 Beech: Remove 120mm dia.branch facing W@11m back to union/away from building. Removal of the following self-seeded trees (located in the thin strip of land between the Laburnum Avenue boundary and the historic Kitchen Garden wall): 10 Ash, 5 Sycamore, 1 Ash (Works to trees in a conservation area)
Pending
26/00976/FULL
i. Erection of a single storey rear extension (4.16m long x 7.4m wide x 3.8m max height) following the demolition of an existing outshoot ii. External alterations to the front elevation to include reduction of side extension to ground floor and replacement of front french doors with a window iii. External alterations to upper rear elevation to reduce the size of an existing window
Pending
26/00936/TC
Crown lift cherry tree in rear garden to approx. 4m (Works to trees in a Conservation Area)
Pending

View Planning Timeline

Ownership

Corporate Ownership76.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-10-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,309

Population Density-

Owner Occupied42%

Age Distribution

0-15 19%16-64 64%65+ 17%

View Area Profile

Schools Nearby

Estcourt Primary Academy
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Buckingham Primary Academy
0.3 mi
Good
Craven Primary Academy
0.4 mi
Outstanding
Southcoates Primary Academy
0.5 mi
Good

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Ferens Court Southcoates Lane
-
£125k
-
Ferens Court Southcoates Lane
-
£119k
-
Ferens Court Southcoates Lane
-
£120k
-
Ferens Court Southcoates Lane
-
£88k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN