66 Garrick Close, Hull, HU8 0ST

UPRN:21039254Mid Terrace House3 bedsBuilt 1976-1982

FreeholdCouncil Tax: Band AEPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£109,000

£98k - £120kMedium

Estimate

£109k

Range

£98k – £120k

Rent Estimate (pcm)

£800

£750 - £800

Monthly

£800

Yield

10.55%

Verdict

Derived from HomePortfolio scores

66 Garrick Close earns an INVESTIGATE rating with HP Score 61/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (53/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

52/ 100

Elevated

Walkability

53/ 100

Moderate

Transit & Bike

Transit 28Bike 74

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 3 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +16.5% (MEDIUM), sold-comps -9.6%, £/sqft -9.3%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 21039254· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 6.5%· as of 22 Oct 2026
Rental economics40/40
gross yield 10.5% on contractual rent (listing-disclosed tenancy)
- listing_factscontractual rent 795/mo (tenanted)· as of 3 Nov 2026
Stress margin8.9/30
stressed cash flow +70/mo, +9% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
context, not scored: 3 price cut(s), 87 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 3 Nov 2026
Risk & liquidity12.8/15
348 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £75,000

£68,000£104,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£91,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£800

Interest rate5.4%

Loan to value75%

Cash required: £28,600
Net cash flow: £247/mo
Cash on cash: 10.4%
Score at this price: 62

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 21039254Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 6.5%Valuation edge · as of 22 Oct 2026
listing_factscontractual rent 795/mo (tenanted)Rental economics · as of 3 Nov 2026
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligence

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Seller motivation could not be scored
context, not scored: 3 price cut(s), 87 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Ask the agent why the price was reduced and whether a previous sale fell through.
3 price cut(s) recorded on the listing history.
2. Set your walk-away price before viewing - above £75,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£109,000

Rent Estimate (pcm)£800

Gross Yield10.55%

1y Growth+42.5%

3y Growth+5.3%

5y Growth+2.3%

10y Growth+2.9%

Last Sold Price£73,000 (2025-09-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HU8 0ST

Approval Rate

-12mo

Development

low

26/01022/CONDET
Discharge of conditions for 22/00725/FULL - Erection of 5 x 2 bed dwelling houses - condition 4, 6, 7, 8, 9
Pending
26/01004/TPO
Felling of tree in front garden Works to trees subject to TPO 186
Pending
26/00998/FULL
Erection of single storey rear extension (max x 6m long x max 5.79m wide x max 3.37m high; height to eaves 2.87m)
Pending

View Planning Timeline

Ownership

Corporate Ownership77.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-09-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,309

Population Density4,030 /km²

Owner Occupied48%

Age Distribution

0-15 21%16-64 60%65+ 19%

View Area Profile

Schools Nearby

Ings Primary School
0.1 mi
Inspected as Ings Primary School (URN 117797) on 14 Oct 2014
Neasden Primary School
0.3 mi
Inspected as Neasden Primary School (URN 117799) on 11 Sep 2012
East Park Primary School
0.3 mi
Good
Malet Lambert
0.3 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

66 Garrick Close
-
£73k
-
48 Garrick Close
-
£105k
-
74 Garrick Close
-
£85k
-
82 Garrick Close
-
£78k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN