36 Marine Wharf, Hull, HU1 2TY

UPRN:21062669End Terrace Property1 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band AEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£114,000

£103k - £126kMedium

Estimate

£114k

Range

£103k – £126k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

9.00%

Verdict

Derived from HomePortfolio scores

36 Marine Wharf earns an INVESTIGATE rating with HP Score 54/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

54/ 100

Mixed

Investment Score

56/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 24Bike 76

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£99,950

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £31,286
Net cash flow: £182/mo
Cash on cash: 7.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.22 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£114,000

Rent Estimate (pcm)£750

Gross Yield9.00%

1y Growth-36.8%

3y Growth-7.0%

5y Growth-3.5%

10y Growth+1.3%

Last Sold Price£85,000 (2019-03-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HU1 2TY

Approval Rate

-12mo

Development

low

26/01040/CONDET
Discharge of conditions for 26/00424/FULL - Change of use of ground floor and 1st floor from hairdressing salon (Use Class E) to drinking establishment (Sui Generis) - condition 3, 4, 10
Pending
26/01005/FULL
Proposed refurbishment of Humber Street Gallery, including external alterations comprising improvements to the principal entrance and Humber Street frontage; upgrade of the roof terrace and erection of upper storey extension, retractable canopy and glass balustrades.
Pending
26/00999/CONDET
Discharge of condition 4 of approval ref. 25/00006/LBC - Listed Building Consent for:- 1. Diversion and removal of security cabling to external elevations 2. Repair or replacement of timber elements, including framing and windows using the existing elements for size and timber profiles 3. Removal and replacement of the slate roof covering, including repair and replacement of defective structural timber roof members, installation of a breathable roofing membrane, and reinstatement of the natural slate roof covering, repairs to include repair and replacement of gutter and downpipe elements. 4. Installation of an extract fan with a humidistat and heat recovery system to address condensation, to extract through the new roof covering.
Pending

View Planning Timeline