19 Morpeth Street, Hull, HU3 1RG

UPRN:21066757Mid Terrace HouseBeds -Built 1900-1929

Tenure: -Council Tax: Band BEPC: D (60)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£124,000

£112k - £136kMedium

Estimate

£124k

Range

£112k – £136k

Rent Estimate (pcm)

£950

£900 - £1k

Monthly

£950

Yield

14.25%

Verdict

Derived from HomePortfolio scores

19 Morpeth Street earns an INVESTIGATE rating with HP Score 64/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

78/ 100

Elevated

Walkability

88/ 100

Excellent

Transit & Bike

Transit 23Bike 86

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£80,000

At the asking price

Monthly rent£950/mo

Evidenced range £900-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £25,300
Net cash flow: £388/mo
Cash on cash: 18.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.52 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£124,000

Rent Estimate (pcm)£950

Gross Yield14.25%

1y Growth-

3y Growth+1.7%

5y Growth+4.1%

10y Growth+3.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HU3 1RG

Approval Rate

-12mo

Development

low

26/01058/FULL
1. Erection of two storey rear extension (10.11m depth x 5.28m width x 6.33m max height) 2. Erection of single storey front extension (2.43m depth x 2.41m width x 3.66m max height) 3. Erection of single storey side extension (1.9m depth x 1.13m width x 3.15m max height)
Pending
26/01036/FULL
New exam hall with a single storey link
Pending
26/01031/TC
1. Crown lift 2 x Sycamore trees (T1 and T2) to approx 7m to side of property 2. Prune back Cherry tree (T3) from property roof and strip 2m of ivy from trunk to rear garden 3. Remove dead Elderberry and 2 x Sycamore tree (G1) to side of property (Works to trees in a Conservation Area)
Pending

View Planning Timeline

Ownership

Corporate Ownership84.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,309

Population Density9,525 /km²

Owner Occupied21%

Age Distribution

0-15 19%16-64 73%65+ 8%

View Area Profile

Schools Nearby

Collingwood Primary School
0.1 mi
Outstanding
Pearson Primary School
0.2 mi
Good
St Charles Voluntary Catholic Academy
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Froebel House School
0.4 mi
Requires improvement

0 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

22 Morpeth Street
-
£29k
-
34 Morpeth Street
-
£30k
-
Flat 2, 23 Morpeth Street
-
£34k
-
32 Morpeth Street
-
£78k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN