4 Rosedene Villas, Hull, HU5 2JH

UPRN:21079948End Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: D (58)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£94,000

£89k - £99kHigh

Estimate

£94k

Range

£89k – £99k

Rent Estimate (pcm)

£600

£550 - £650

Monthly

£600

Yield

8.47%

Verdict

Derived from HomePortfolio scores

4 Rosedene Villas earns an INVESTIGATE rating with HP Score 77/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (82/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

56/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

82/ 100

High

Transit & Bike

Transit 22Bike 82

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£85,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£650

Interest rate5.4%

Loan to value75%

Cash required: £26,800
Net cash flow: £129/mo
Cash on cash: 5.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.09 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£94,000

Rent Estimate (pcm)£600

Gross Yield8.47%

1y Growth-

3y Growth+0.5%

5y Growth+1.9%

10y Growth+2.6%

Last Sold Price£75,000 (2019-02-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HU5 2JH

Approval Rate

-12mo

Development

low

26/01043/FULL
Internal and external alterations and proposed loft conversion to create additional living space, with rear facing dormer and roof lights.
Pending
26/01042/CONDET
Discharge of conditions for 26/00285/TPO - Works to trees covered by TPO no.302: Fell T1 ash due to poor form. Fell T2 ash monolith as already dead. Prune T3 ash by reducing westerly branch of main union fork by approx 4m to take the weight out of it, due to poor union fork being included. Prune T4 ash by reducing the branch growing over the telephone wires and seating area back past the fork to the regrowth point. (Revised description) - conditions 1
Pending
26/01031/TC
Works to trees
Pending

View Planning Timeline