156 Severn Street, Hull, HU8 8TH

UPRN:21083711Terrace Property2 bedsBuilt 1900-1929

Tenure: -Council Tax: Band AEPC: E (53)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£94,000

£84k - £103kMedium

Estimate

£94k

Range

£84k – £103k

Rent Estimate (pcm)

£650

£650 - £700

Monthly

£650

Yield

9.75%

Verdict

Derived from HomePortfolio scores

156 Severn Street earns an INVESTIGATE rating with HP Score 68/100. Investment score 49/100 reflects below-average fundamentals. Crime intensity is moderate. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

40/ 100

Elevated

Walkability

80/ 100

High

Transit & Bike

Transit 19Bike 84

Walk Score, out of 100

Opportunity

Why this could be an opportunity

High confidence3 independent sourcesListing checked 2 Nov 2026

Every component scored, and three or more independent sources agree.

Valuation edge2.5/15
claims [AVM +14.9% (MEDIUM), sold-comps +58.3%, £/sqft +58.3%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 21083711· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 16.9%· as of 1 Nov 2026
Rental economics38/40
gross yield 9.8%; range width penalty ×1.00
- valuation_snapshotsrent estimate 650/mo (range 650-700)· as of 12 Oct 2026· verify before relying on this
Stress margin1.6/30
stressed cash flow +10/mo, +2% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 70 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity12.8/15
348 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £60,000

£60,000£92,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£80,000

At the asking price

Monthly rent£650/mo

Evidenced range £650-£700

Interest rate5.4%

Loan to value75%

Cash required: £25,300
Net cash flow: £180/mo
Cash on cash: 8.5%
Score at this price: 55

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 21083711Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 16.9%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 650/mo (range 650-700)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Rental economics needs verification before you rely on it
rent estimate 650/mo (range 650-700)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 70 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £60,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£94,000

Rent Estimate (pcm)£650

Gross Yield9.75%

1y Growth+12.0%

3y Growth+5.3%

5y Growth+2.3%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0HU8 8TH

Approval Rate

-12mo

Development

low

26/01033/TC
Tree 36 English Oak: Reduce SE facing branch over neighbouring garden by 4m. Tree 67 English Oak: Reduce hyper-extending branch facing NW over boundary fence by 6m. Tree 91 Beech: Remove 120mm dia.branch facing W@11m back to union/away from building. Removal of the following self-seeded trees (located in the thin strip of land between the Laburnum Avenue boundary and the historic Kitchen Garden wall): 10 Ash, 5 Sycamore, 1 Ash (Works to trees in a conservation area)
Pending
26/01001/FULL
Erection of a single storey rear extension (6.7m long x 3.9m wide x 2.95m max height)
Pending
26/00936/TC
Crown lift cherry tree in rear garden to approx. 4m (Works to trees in a Conservation Area)
Pending

View Planning Timeline

Ownership

Corporate Ownership77.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,309

Population Density-

Owner Occupied44%

Age Distribution

0-15 20%16-64 68%65+ 12%

View Area Profile

Schools Nearby

Mersey Primary Academy
0.1 mi
Inspected as Mersey Primary School (URN 117943) on 24 Oct 2012
Buckingham Primary Academy
0.3 mi
Good
Westcott Primary School
0.5 mi
Inspected as Westcott Primary School (URN 117930) on 27 Apr 2016
Craven Primary Academy
0.5 mi
Outstanding

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

115 Severn Street
-
£95k
-
122 Severn Street
-
£63k
-
158 Severn Street
-
£74k
-
145 Severn Street
-
£110k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN