8 St James Close, Sutton-on-Hull, Hull, HU7 4XF

UPRN:21087919Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

8 St James Close, Sutton-on-Hull, Hull, HU7 4XF

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£145,000

£138k - £152kHigh

Estimate

£145k

Range

£138k – £152k

Rent Estimate (pcm)

£800

£750 - £850

Monthly

£800

Yield

6.00%

Verdict

Derived from HomePortfolio scores

8 St James Close earns an INVESTIGATE rating with HP Score 58/100. Investment score 43/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

43/ 100

Mixed

Crime Score

25/ 100

Moderate

Walkability

34/ 100

Mixed

Transit & Bike

Transit 27Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£160,000

At the asking price

Monthly rent£800/mo

Evidenced range £750-£850

Interest rate5.4%

Loan to value75%

Cash required: £50,000
Net cash flow: £14/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£145,000

Rent Estimate (pcm)£800

Gross Yield6.00%

1y Growth-15.2%

3y Growth-0.4%

5y Growth+0.3%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HU7 4XF

Approval Rate

-12mo

Development

low

26/00876/TPO
Works to trees covered by TPO no.109 and TPO no. 202: T8 (Cypress) and TG9 (group of 1x Cherry, 4x Ash and 3x Sycamore) on south-eastern boundary - Fell and remove trees as close to ground level as reasonably practicable, due to subsidence insurance claim.
Rejected
26/00914/CONDET
Discharge of conditions for 25 Woodside ref. 26/00527/TPO
Conditions
26/00916/CONDET
Discharge of conditions for appoval ref. 22/00365/TPO - Works under TPO 206 involving: Fell Sycamore; Reduce height of Hollies; Remove lower branches from Beech (1); Remove spur from Beech (2).
Conditions

View Planning Timeline

Ownership

Corporate Ownership62.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,309

Population Density-

Owner Occupied53%

Age Distribution

0-15 16%16-64 59%65+ 25%

View Area Profile

Schools Nearby

Biggin Hill Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Tweendykes School
0.5 mi
Outstanding
St James' Church of England Academy
0.5 mi
Good
Winifred Holtby Academy
0.5 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 St James Close
-
£140k
-
58 St James Close
-
£123k
-
7 St James Close
-
£153k
-
5 St James Close
-
£136k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN