22 The Ridings, Hull, HU5 5HW

UPRN:21095141Semi-Detached House2 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band CEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£202,000

£192k - £213kHigh

Estimate

£202k

Range

£192k – £213k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

7.27%

Verdict

Derived from HomePortfolio scores

22 The Ridings earns an INVESTIGATE rating with HP Score 70/100. Investment score 45/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

45/ 100

Mixed

Crime Score

7/ 100

Low

Walkability

47/ 100

Mixed

Transit & Bike

Transit 14Bike 49

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£189,950

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,100-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £59,585
Net cash flow: £155/mo
Cash on cash: 3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.79 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£202,000

Rent Estimate (pcm)£1,150

Gross Yield7.27%

1y Growth-

3y Growth+0.5%

5y Growth+1.9%

10y Growth+2.6%

Last Sold Price£124,950 (2007-08-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HU5 5HW

Approval Rate

-12mo

Development

low

26/02768/PLF
Construction of hip to gable roof extensions with dormer to side and installation of new and altered windows and doors
Pending
26/02759/PLF
Erection of single storey extensions to side and rear and installation of new window to side and door to rear
Pending
26/00786/FULL
Installation of dropped kerb and vehicle crossing to provide access to driveway.
Pending

View Planning Timeline