16 Topcliffe Garth, Bransholme, Hull, HU7 4SJ

UPRN:21096094Terrace Property3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band AEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

16 Topcliffe Garth, Bransholme, Hull, HU7 4SJ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£98,000

£93k - £103kHigh

Estimate

£98k

Range

£93k – £103k

Rent Estimate (pcm)

£650

£600 - £700

Monthly

£650

Yield

8.04%

Verdict

Derived from HomePortfolio scores

16 Topcliffe Garth earns an INVESTIGATE rating with HP Score 67/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

54/ 100

Moderate

Transit & Bike

Transit 32Bike 70

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£97,000

At the asking price

Monthly rent£650/mo

Evidenced range £600-£700

Interest rate5.4%

Loan to value75%

Cash required: £30,400
Net cash flow: £123/mo
Cash on cash: 4.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.99 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£98,000

Rent Estimate (pcm)£650

Gross Yield8.04%

1y Growth+12.9%

3y Growth-0.4%

5y Growth+0.3%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HU7 4SJ

Approval Rate

-12mo

Development

low

26/00966/FULL
Change of use from amenity space to enclosed garden
Pending
26/00876/TPO
Works to trees covered by TPO no.109 and TPO no. 202: T8 (Cypress) and TG9 (group of 1x Cherry, 4x Ash and 3x Sycamore) on south-eastern boundary - Fell and remove trees as close to ground level as reasonably practicable, due to subsidence insurance claim.
Rejected
26/00880/TC
Fell leaning Cherry tree in rear garden, due to decay at base (Works to trees in a conservation area)
Approved

View Planning Timeline

Ownership

Corporate Ownership62.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,309

Population Density6,611 /km²

Owner Occupied33%

Age Distribution

0-15 29%16-64 61%65+ 10%

View Area Profile

Schools Nearby

Biggin Hill Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Winifred Holtby Academy
0.4 mi
Good
Dorchester Primary School
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
St James' Church of England Academy
0.5 mi
Good

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

66 Topcliffe Garth
-
£105k
-
32 Topcliffe Garth
-
£100k
-
6 Topcliffe Garth
-
£65k
-
58 Topcliffe Garth
-
£93k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN