32 Percy Street, Hull, HU2 8HL

UPRN:21113000TerracedBeds -Built -

FreeholdCouncil Tax: Band CEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£139,000

£111k - £167kLow

Estimate

£139k

Range

£111k – £167k

Rent Estimate (pcm)

£800

£750 - £850

Monthly

£800

Yield

8.93%

Verdict

Derived from HomePortfolio scores

32 Percy Street earns an INVESTIGATE rating with HP Score 66/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

69/ 100

Moderate

Crime Score

81/ 100

Elevated

Walkability

97/ 100

Excellent

Transit & Bike

Transit 77Bike 82

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

6 live adverts with different prices, types or bedrooms on one UPRN (£107,500-£120,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£107,500

At the asking price

Monthly rent£800/mo

Evidenced range £750-£850

Interest rate5.4%

Loan to value75%

Cash required: £33,550
Net cash flow: £191/mo
Cash on cash: 6.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.20 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£139,000

Rent Estimate (pcm)£800

Gross Yield8.93%

1y Growth-21.9%

3y Growth+7.5%

5y Growth+3.7%

10y Growth+4.4%

Last Sold Price£160,000 (2004-03-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HU2 8HL

Approval Rate

-12mo

Development

low

26/01058/FULL
Erection of two-storey rear extension and single-storey extensions to front and side
Pending
26/01040/CONDET
Discharge of conditions for 26/00424/FULL - Change of use of ground floor and 1st floor from hairdressing salon (Use Class E) to drinking establishment (Sui Generis) - condition 3, 4, 10
Pending
26/00999/CONDET
Discharge of condition 4 of approval ref. 25/00006/LBC - Listed Building Consent for:- 1. Diversion and removal of security cabling to external elevations 2. Repair or replacement of timber elements, including framing and windows using the existing elements for size and timber profiles 3. Removal and replacement of the slate roof covering, including repair and replacement of defective structural timber roof members, installation of a breathable roofing membrane, and reinstatement of the natural slate roof covering, repairs to include repair and replacement of gutter and downpipe elements. 4. Installation of an extract fan with a humidistat and heat recovery system to address condensation, to extract through the new roof covering.
Pending

View Planning Timeline

Ownership

Corporate Ownership50.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-03-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,309

Population Density-

Owner Occupied15%

Age Distribution

0-15 12%16-64 80%65+ 8%

View Area Profile

Schools Nearby

St Charles Voluntary Catholic Academy
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Ron Dearing UTC
0.3 mi
Outstanding
Clifton Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Collingwood Primary School
0.5 mi
Outstanding

0 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Merchant, 45 Percy Street
-
£95k
-
The Merchant 45 Percy Street
-
£134k
-
The Merchant 45 Percy Street
-
£123k
-
The Merchant 45 Percy Street
-
£117k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN