Flat 6, 59 Pearson Park, Hull, HU5 2TQ

UPRN:21130268Flat/Maisonette1 bedsBuilt 1976-1982

LeaseholdCouncil Tax: -EPC: C (74)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£90,000

£85k - £94kHigh

Estimate

£90k

Range

£85k – £94k

Rent Estimate (pcm)

£450

£400 - £450

Monthly

£450

Yield

6.00%

Verdict

Derived from HomePortfolio scores

Flat 6 earns an INVESTIGATE rating with HP Score 62/100. Investment score 47/100 reflects below-average fundamentals. Crime intensity is moderate. Walkability is good (73/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

47/ 100

Mixed

Crime Score

52/ 100

Elevated

Walkability

73/ 100

High

Transit & Bike

Transit 19Bike 75

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +0.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 21130268· as of 12 Oct 2026
Rental economics7.8/40
gross yield 6.0%; range width penalty ×0.98
- valuation_snapshotsrent estimate 450/mo (range 400-450)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -291/mo, -65% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 296 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
653 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£67,500£103,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£90,000

At the asking price

Monthly rent£450/mo

Evidenced range £400-£450

Interest rate5.4%

Loan to value75%

Cash required: £28,300
Net cash flow: £8/mo
Cash on cash: 0.3%
Score at this price: 22

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 21130268Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 450/mo (range 400-450)Rental economics · as of 12 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 450/mo (range 400-450)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 296 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£90,000

Rent Estimate (pcm)£450

Gross Yield6.00%

1y Growth-95.3%

3y Growth+0.5%

5y Growth+1.9%

10y Growth+2.6%

Last Sold Price£69,000 (2006-09-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HU5 2TQ

Approval Rate

-12mo

Development

low

26/01042/CONDET
Discharge of conditions for 26/00285/TPO - Works to trees covered by TPO no.302: Fell T1 ash due to poor form. Fell T2 ash monolith as already dead. Prune T3 ash by reducing westerly branch of main union fork by approx 4m to take the weight out of it, due to poor union fork being included. Prune T4 ash by reducing the branch growing over the telephone wires and seating area back past the fork to the regrowth point. (Revised description) - conditions 1
Pending
26/01031/TC
1. Crown lift 2 x Sycamore trees (T1 and T2) to approx 7m to side of property 2. Prune back Cherry tree (T3) from property roof and strip 2m of ivy from trunk to rear garden 3. Remove dead Elderberry and 2 x Sycamore tree (G1) to side of property (Works to trees in a Conservation Area)
Pending
26/01019/CONDET
Discharge of conditions for 25/00844/FULL - Proposed demolition of Buildings 1-24 Henson Villas. - conditions 6
Pending

View Planning Timeline

Ownership

Corporate Ownership85%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2006-09-07
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,309

Population Density6,116 /km²

Owner Occupied17%

Age Distribution

0-15 13%16-64 71%65+ 16%

View Area Profile

Schools Nearby

St Vincent's Voluntary Catholic Academy
0.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Stepney Primary School
0.3 mi
GoodConcerns
Hull Trinity House Academy
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Pearson Primary School
0.4 mi
Good

0 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

59 Pearson Park
-
£88k
-
73 Pearson Park
-
£2.40M
-
70 - 72 Pearson Park
-
£2.50M
-
70 - 71 Pearson Park
-
£2.40M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN