2 Jarratt Street, Hull, HU1 3HB

UPRN:21136572Mid Terrace House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band CEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£258,000

£246k - £271kHigh

Estimate

£258k

Range

£246k – £271k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

16.06%

Verdict

Derived from HomePortfolio scores

2 Jarratt Street earns an INVESTIGATE rating with HP Score 65/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

73/ 100

Elevated

Walkability

98/ 100

Excellent

Transit & Bike

Transit 47Bike 80

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£127,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,600-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £39,440
Net cash flow: £748/mo
Cash on cash: 22.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.97 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£258,000

Rent Estimate (pcm)£1,700

Gross Yield16.06%

1y Growth-50.0%

3y Growth-7.0%

5y Growth-3.5%

10y Growth+1.3%

Last Sold Price£85,000 (2004-03-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

8HU1 3HB

Approval Rate

50%12mo

Development

low

26/01088/CONDET
Discharge of conditions 6, 7 and 8 of approval 25/00572/FULL.
Pending
26/01058/FULL
Erection of two-storey rear extension and single-storey extensions to front and side
Pending
26/01057/CONDET
Discharge of conditions relating to approval No 24/00968/FULL.
Conditions

View Planning Timeline

Ownership

Corporate Ownership32.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-03-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

21 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,309

Population Density-

Owner Occupied16%

Age Distribution

0-15 10%16-64 80%65+ 10%

View Area Profile

Schools Nearby

Ron Dearing UTC
0.1 mi
Outstanding
Hull College
0.3 mi
-
The Fast Forward School
0.3 mi
-
St Charles Voluntary Catholic Academy
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

0 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

9 Jarratt Street
-
£150k
-
5 Jarratt Street
-
£300k
-
8 Jarratt Street
-
£200k
-
2 Jarratt Street
-
£85k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN