43 Cote Lea Park, Bristol, BS9 4AH

UPRN:21351Mid Terrace House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£642,000

£610k - £674kHigh

Estimate

£642k

Range

£610k – £674k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

4.93%

Verdict

Derived from HomePortfolio scores

43 Cote Lea Park earns an INVESTIGATE rating with HP Score 75/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (93/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

58/ 100

Moderate

Crime Score

40/ 100

Elevated

Walkability

93/ 100

Excellent

Transit & Bike

Transit 26Bike 64

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£645,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,450-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £217,050
Net cash flow: -£342/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£642,000

Rent Estimate (pcm)£2,650

Gross Yield4.93%

1y Growth-

3y Growth+0.2%

5y Growth+1.4%

10y Growth+2.6%

Last Sold Price£238,500 (2005-09-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BS9 4AH

Approval Rate

-12mo

Development

low

26/13668/VC
T4384 - Sycamore - Crown reduce by 2-3m. T4387 - Sycamore - Crown reduce 2 limbs with cavities extending towards building by 2m. T4453 - Ash - Crown reduce by 2-3m over neighbour property. T4456 - Silver Birch - Fell. T4473 - Crown reduce long lateral limbs by 1-2m. T4485 - Sycamore - Crown reduce by 2-3m.
Pending
26/13694/VD
5 Day Notice: Cypress x 1 (dead) - Fell (TPO 340)
Conditions
26/13645/HX
Notification of Prior Approval for the erection of a single storey rear extension that would exceed beyond the rear wall of the original house by 3.6 metres, have a maximum height of 3.5 metres and have eaves that are 2.5 metres high.
Pending

View Planning Timeline