Basement, 54 Cadogan Square, London, SW1X 0JW

UPRN:217009515Flat/Maisonette2 bedsBuilt 1900-1929

Shared ownershipCouncil Tax: -EPC: D (56)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Basement, 54 Cadogan Square, London, SW1X 0JW

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£3,135,000

£2.82M - £3.45MMedium

Estimate

£3.13M

Range

£2.82M – £3.45M

Rent Estimate (pcm)

£13,300

£12k - £14k

Monthly

£13,300

Yield

2.31%

Verdict

Derived from HomePortfolio scores

Basement earns an INVESTIGATE rating with HP Score 84/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is shared ownership. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

97/ 100

Excellent

Transit & Bike

Transit 68Bike 77

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£5,700,000-£6,900,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£6,900,000

At the asking price

Monthly rent£13,300/mo

Evidenced range £12,200-£14,450

Interest rate5.4%

Loan to value75%

Cash required: £2,813,050
Net cash flow: -£14,080/mo
Cash on cash: -6.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.57 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£3,135,000

Rent Estimate (pcm)£13,300

Gross Yield2.31%

1y Growth-

3y Growth+6.5%

5y Growth+8.8%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SW1X 0JW

Approval Rate

-12mo

Development

low

26/07306/LBC
Installation of an external condenser and internal insulation, replacement sashes and crittall windows/doors, complete with minor internal alterations. (Linked to 26/07305/FULL)
Pending
26/07305/FULL
Installation of an external condenser at roof level and internal insulation, replacement sashes and crittall windows/doors. Internal alterations.
Pending
26/07307/LBC
Internal refurbishment work.
Pending

View Planning Timeline