Flat 10, Chelsea Towers, Chelsea Manor Gardens, London, SW3 5PN

UPRN:217012222Flat/Maisonette1 bedsBuilt 1950-1966

LeaseholdCouncil Tax: -EPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 10, Chelsea Towers, Chelsea Manor Gardens, London, SW3 5PN

HP Score

/ 100

Strong

Verdict

today

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

19 of 21 sources

Sale Estimate

£552,000

£442k - £662kLow

Estimate

£552k

Range

£442k – £662k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

3.33%

Verdict

Derived from HomePortfolio scores

Flat 10 earns an AVOID rating with HP Score 83/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

97/ 100

Excellent

Transit & Bike

Transit 57Bike 74

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.3%; range width penalty ×0.88
- valuation_snapshotsrent estimate 2500/mo (range 2300-2700)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,089/mo, -84% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026· verify before relying on this
Risk & liquidity9.3/15
190 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£900,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,300-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £306,300
Net cash flow: -£1,307/mo
Cash on cash: -5.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.82 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2500/mo (range 2300-2700)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2500/mo (range 2300-2700)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£552,000

Rent Estimate (pcm)£2,500

Gross Yield3.33%

1y Growth-

3y Growth-9.5%

5y Growth-4.5%

10y Growth-2.4%

Last Sold Price£618,000 (2017-03-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1SW3 5PN

Approval Rate

100%12mo

Development

low

2026/3002
Rear Garden T1 - Cherry Fell to ground level and replant with Prunus avium Plena (Double White Cherry Blossom Tree) . Tree is a mature and leaning towards property, tree is too established to re-stake. Felling and replanting will abate problems
Pending
2026/2954
Installation of replacement two external air conditioning units to the rear.
Pending
2026/2950
Details of written scheme of investigation; cycle parking details; CEMP; BNG plan and statutory metric; future district heating network connection feasibility study, obscure glazing and site levels pursuant to conditions 3, 11, 20, 23, 25, 46 and 48 of planning permission dated 11/06/2026 ref 2025/0799 (Erection of a two-storey extension above the front part of the southern building facing Howie Street and the erection of a part four and part eight storey extension to the central and northern part of the building fronting Elcho Street including a new basement, to provide additional floor space (Use Class E(g)(ii)(Research and development of products or processes)) and associated ancillary floorspace.)
Pending

View Planning Timeline