4 Drayton Gardens, London, SW10 9SA

UPRN:217024804End Terrace House5 bedsBuilt 1900-1929

Shared ownershipCouncil Tax: Band HEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£4,453,000

£4.01M - £4.90MMedium

Estimate

£4.45M

Range

£4.01M – £4.90M

Rent Estimate (pcm)

£16,000

£14k - £18k

Monthly

£16,000

Yield

4.80%

Verdict

Derived from HomePortfolio scores

4 Drayton Gardens earns an INVESTIGATE rating with HP Score 78/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is shared ownership. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

71/ 100

High

Transit & Bike

Transit 85Bike 66

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,999,000

At the asking price

Monthly rent£16,000/mo

Evidenced range £14,450-£17,550

Interest rate5.4%

Loan to value75%

Cash required: £1,594,630
Net cash flow: -£2,420/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£4,453,000

Rent Estimate (pcm)£16,000

Gross Yield4.80%

1y Growth-

3y Growth-12.0%

5y Growth-5.2%

10y Growth-2.9%

Last Sold Price£4,600,000 (2010-03-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

2SW10 9SA

Approval Rate

100%12mo

Development

low

PP/26/04032
Installation of external Air Conditioning Condenser unit at roof level
Pending
PP/26/03987
Demolition and reconstruction of front boundary wall to match existing. Removal of vehicular and pedestrian gates, and replacement with gates along with a new railing above the front wall with a new entry phone system.
Pending
CON/26/03972
Details required by condition 3e (Detail of Mortar mix.), 9 (Method Statement - Careful Removal, Storage and Relocation of Existing Historic Fireplace), 10 (Method Statement - Removal, Adaptation and Reinstallation of Historic Glass ), 11 (Method Statement - Repair of Historic Decorative Features ) of listed building 26/01966 (Internal alterations and refurbishment including widening and alteration of internal partitions, relocation of fireplaces, installation of timber flooring, kitchen and bathroom fittings, new electrical, heating and lighting installations; replacement windows and rooflight.)
Pending

View Planning Timeline