Flat 5, 13–16 Embankment Gardens, London, SW3 4LW

UPRN:217030595Flat/MaisonetteBeds -Built before 1900

Tenure: -Council Tax: Band HEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 5, 13–16 Embankment Gardens, London, SW3 4LW

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,911,000

£1.53M - £2.29MLow

Estimate

£1.91M

Range

£1.53M – £2.29M

Rent Estimate (pcm)

£8,650

£8k - £9k

Monthly

£8,650

Yield

3.19%

Verdict

Derived from HomePortfolio scores

Flat 5 earns an INVESTIGATE rating with HP Score 78/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

77/ 100

High

Transit & Bike

Transit 33Bike 68

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,250,000

At the asking price

Monthly rent£8,650/mo

Evidenced range £7,950-£9,400

Interest rate5.4%

Loan to value75%

Cash required: £1,280,050
Net cash flow: -£4,980/mo
Cash on cash: -4.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.79 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,911,000

Rent Estimate (pcm)£8,650

Gross Yield3.19%

1y Growth-43.1%

3y Growth-9.5%

5y Growth-4.5%

10y Growth-2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SW3 4LW

Approval Rate

-12mo

Development

low

26/07295/TCA
Magnolia in the rear garden- Reduce crown by 1.5 Metres on North, west and southern aspects Lift crown to a height of 3 Metres from ground level This tree has a twin stem that twist across each other, with a bark inclusion at the division, reducing the crown will reduce forces at the division reducing the risk of the tree failing at this point during storm condition. In addition the tree has out grown its position in the small garden and the crown reduction would be in keeping with the character and dimensions of the garden
Pending
26/07228/ADFULL
Details of the raised boundary wall and sample panel pursuant to condition 4 of planning permission dated 30 September 2026 (RN: 26/04283/FULL).
Pending
26/07173/FULL
Retention of the existing comfort cooling system and installation of an additional condenser unit within the rear ground floor courtyard to provide comfort cooling to the front area of the shop, including installation on vibration isolation mounts.
Pending

View Planning Timeline