3 Millwood Street, London, W10 6EH

UPRN:217057635Mid Terrace House4 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£1,847,000

£1.48M - £2.22MLow

Estimate

£1.85M

Range

£1.48M – £2.22M

Rent Estimate (pcm)

£8,100

£7k - £9k

Monthly

£8,100

Yield

29.91%

Verdict

Derived from HomePortfolio scores

3 Millwood Street earns an INVESTIGATE rating with HP Score 74/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

42/ 100

Elevated

Walkability

98/ 100

Excellent

Transit & Bike

Transit 63Bike 75

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a flat but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£8,100/mo

Evidenced range £7,400-£8,800

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £4,511/mo
Cash on cash: 51.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 7.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,847,000

Rent Estimate (pcm)£8,100

Gross Yield29.91%

1y Growth-

3y Growth-5.9%

5y Growth-2.9%

10y Growth-0.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0W10 6EH

Approval Rate

-12mo

Development

low

26/07221/CLEUD
Confirmation of the lawful existing Use of Unit A, 31 Fermoy Road as a 4-bedroom HMO (Class C4).
Pending
26/06982/FULL
Variation of condition 1 and 22 of planning permission dated 26th June 2023 (RN 23/00826/COFUL) for the demolition of the existing buildings, construction of part 4, part 5 and part 6 storey building to create 15 flats with private balconies and gardens, bicycle storage and refuse storage. NAMELY, to allow amendments to the approved drawings, comprising an increase in the height of the Automatic Opening Vent (AOV) at roof level by 700mm to facilitate the technical operation of the smoke shaft, together with amendments relating to the approved Urban Greening Factor (UGF) target. Condition 22 to reduce the approved Urban Greening Factor (UGF) target from 0.4 to 0.25 to accommodate fire safety and technical requirements identified during detailed design.
Pending
26/06868/CLEUD
Certificate of lawfulness for existing use of Unit B, 31 Fermoy Road as a 3no. bedroom small HMO (Use Class C4)
Pending

View Planning Timeline

Ownership

Corporate Ownership57%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£46,690

Population Density21,490 /km²

Owner Occupied22%

Age Distribution

0-15 15%16-64 72%65+ 13%

View Area Profile

Schools Nearby

All Saints Catholic College
0.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Charles Catholic Sixth Form College
0.1 mi
-
St Charles Catholic Primary School
0.1 mi
Good
La Petite Ecole Francaise
0.1 mi
Inspected by ISI

2 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Millwood Street
-
£2.10M
-
4B Millwood Street
-
£865k
-
The Cottage Millwood Street
-
£1.36M
-
The Cottage Millwood Street
-
£1.13M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN