98 Old Church Street, London, SW3 6EP

UPRN:217061474TerracedBeds -Built 1950-1966

FreeholdCouncil Tax: Band HEPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£4,564,000

£3.65M - £5.48MLow

Estimate

£4.56M

Range

£3.65M – £5.48M

Rent Estimate (pcm)

£16,100

£15k - £18k

Monthly

£16,100

Yield

4.89%

Verdict

Derived from HomePortfolio scores

98 Old Church Street earns an INVESTIGATE rating with HP Score 77/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

31/ 100

Moderate

Walkability

96/ 100

Excellent

Transit & Bike

Transit 70Bike 75

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£3,950,000

At the asking price

Monthly rent£16,100/mo

Evidenced range £14,550-£17,700

Interest rate5.4%

Loan to value75%

Cash required: £1,574,050
Net cash flow: -£2,185/mo
Cash on cash: -1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£4,564,000

Rent Estimate (pcm)£16,100

Gross Yield4.89%

1y Growth-73.9%

3y Growth-9.5%

5y Growth-4.5%

10y Growth-2.4%

Last Sold Price£2,652,005 (2007-06-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

5SW3 6EP

Approval Rate

100%12mo

Development

low

2026/2954
Installation of replacement two external air conditioning units to the rear.
Pending
PP/26/04032
Installation of external Air Conditioning Condenser unit at roof level
Pending
CON/26/04041
Details required by condition 3 (submission of details) of planning permission PP/25/02821 (Amalgamation of works approved under planning permissions PP/24/05889, PP/24/08563 and PP/24/08565 along with two new underground plant areas and the demolition and replacement of the two garden facing elevations)
Pending

View Planning Timeline