Flat 3, 30 Roland Gardens, London, SW7 3PL

UPRN:217075124Flat/Maisonette2 bedsBuilt before 1900

Shared ownershipCouncil Tax: -EPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 3, 30 Roland Gardens, London, SW7 3PL

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£1,137,000

£909k - £1.36MLow

Estimate

£1.14M

Range

£909k – £1.36M

Rent Estimate (pcm)

£4,150

£4k - £5k

Monthly

£4,150

Yield

6.07%

Verdict

Derived from HomePortfolio scores

Flat 3 earns an INVESTIGATE rating with HP Score 86/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is shared ownership. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

86/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

97/ 100

Excellent

Transit & Bike

Transit 75Bike 76

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics6.4/40
gross yield 6.1%; range width penalty ×0.74; the estimate this rent rides on sits 28% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 4150/mo (range 3650-4600)· as of 10 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 28% above the ask on the same snapshot - verify the rent describes this home· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -539/mo, -13% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026· verify before relying on this
Risk & liquidity9.2/15
163 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£820,000

At the asking price

Monthly rent£4,150/mo

Evidenced range £3,650-£4,600

Interest rate5.4%

Loan to value75%

Cash required: £278,300
Net cash flow: £106/mo
Cash on cash: 0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 4150/mo (range 3650-4600)Rental economics · as of 10 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 28% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 3 Nov 2026
property_intelligencetransactions_12mo

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 4150/mo (range 3650-4600)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,137,000

Rent Estimate (pcm)£4,150

Gross Yield6.07%

1y Growth-50.6%

3y Growth-5.9%

5y Growth-3.9%

10y Growth-3.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2SW7 3PL

Approval Rate

0%12mo

Development

low

PP/26/04032
Installation of external Air Conditioning Condenser unit at roof level
Pending
CON/26/04041
Details required by condition 3 (submission of details) of planning permission PP/25/02821 (Amalgamation of works approved under planning permissions PP/24/05889, PP/24/08563 and PP/24/08565 along with two new underground plant areas and the demolition and replacement of the two garden facing elevations)
Pending
CON/26/03972
Details required by condition 3e (Detail of Mortar mix.), 9 (Method Statement - Careful Removal, Storage and Relocation of Existing Historic Fireplace), 10 (Method Statement - Removal, Adaptation and Reinstallation of Historic Glass ), 11 (Method Statement - Repair of Historic Decorative Features ) of listed building 26/01966 (Internal alterations and refurbishment including widening and alteration of internal partitions, relocation of fireplaces, installation of timber flooring, kitchen and bathroom fittings, new electrical, heating and lighting installations; replacement windows and rooflight.)
Pending

View Planning Timeline

Ownership

Corporate Ownership40.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeShared ownership
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£46,690

Population Density-

Owner Occupied43%

Age Distribution

0-15 15%16-64 71%65+ 14%

View Area Profile

Schools Nearby

Falkner House
0.1 mi
Inspected by ISI
St Philip's School
0.2 mi
Good
Bousfield Primary School
0.2 mi
Good
Our Lady of Victories RC Primary School
0.2 mi
Inspected as Our Lady of Victories RC Primary School (URN 100504) on 6 Dec 2023

1 of 4 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

34 Roland Gardens
-
£980k
-
26 Roland Gardens
-
£3.01M
-
36 Roland Gardens
-
£790k
-
28 Roland Gardens
-
£815k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN