Flat 106, Swan Court, Chelsea Manor Street, London, SW3 5RU

UPRN:217095407Flat/MaisonetteBeds -Built 1930-1949

LeaseholdCouncil Tax: -EPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 106, Swan Court, Chelsea Manor Street, London, SW3 5RU

HP Score

/ 100

Strong

Verdict

today

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

19 of 21 sources

Sale Estimate

£615,000

£492k - £738kLow

Estimate

£615k

Range

£492k – £738k

Rent Estimate (pcm)

£2,800

£3k - £3k

Monthly

£2,800

Yield

11.39%

Verdict

Derived from HomePortfolio scores

Flat 106 earns an AVOID rating with HP Score 82/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (99/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

82/ 100

Strong

Investment Score

60/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

99/ 100

Excellent

Transit & Bike

Transit 58Bike 74

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

estimate implies a 52% discount - beyond plausibility (gate 50%); suspected unit/basis mismatch, not a realisable edge

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£295,000

At the asking price

Monthly rent£2,800/mo

Evidenced range £2,550-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £94,550
Net cash flow: £943/mo
Cash on cash: 12.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.81 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£615,000

Rent Estimate (pcm)£2,800

Gross Yield11.39%

1y Growth-7.0%

3y Growth-9.5%

5y Growth-4.5%

10y Growth-2.4%

Last Sold Price£130,000 (1999-06-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SW3 5RU

Approval Rate

-12mo

Development

low

26/06486/FULL
Replacement of third floor front window with double glazing sash window; repair of historic windows; installation of two air conditioning condensing units within the rear garden; and internal refurbishment and reconfiguration, including replacement of later joinery and doors. (Linked with 26/06487/LBC)
Pending
26/06487/LBC
Replacement of third floor front window with double glazing sash window; repair of historic windows; installation of two air conditioning condensing units within the rear garden; and internal refurbishment and reconfiguration, including replacement of later joinery and doors. (Linked with 26/06486/FULL)
Pending
26/05794/LBC
Retention of the rear extension as built, including alterations to the height and roof build-up, and associated alterations to the upper part of the rear elevation, in association with previously approved works under listed building consent 22/02138/LBC.
Pending

View Planning Timeline